Osceola County property record for 4102 Orange Tree Ct, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2006 |
| Square Footage | 1,588 sqft Heated Area |
| Lot Size | 1,045 sqft (0.023 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (2016) |
| Tax Bill | $1,552.00 (2025) |
| Primary APN | 129543 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,588 sqft Heated Area |
| Gross Area | 2,029 sqft Gross Area |
| 1st Floor | 788 sqft 1st Floor |
| Upper Floors | 800 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,045 sqft (0.023 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 423 sqft Garage |
| Patio Area | 33 sqft Patio |
| Porch | Open Porch |
| Porch Area | 18 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 129543 |
|---|---|
| Street Address | 4102 ORANGE TREE CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1404 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | PEMBERLY PINES PB 17 PGS 77-79 LOT 124 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PEMBERLY PINES |
| Legal Tract | 731 |
| Legal Block | 1 |
| Legal Lot Number | 124 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 43203 |
Source: Osceola County records · APN 129543
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4102 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 16, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Jun 10, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Dec 30, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2016 · Amount on Record |
| Deed Sale | Dec 08, 2016 · Amount on Record |
| Prior Sale | Aug 14, 2009 |
| Deed Doc Number | 2016182391 |
| Deed Book / Page | 5068 / 0264 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4102 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404 |
| Transaction Type | Mortgage |
| Record Updated | Dec 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4102 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404 |
| Document Number | 0065060272 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | 6506/272 |
| Instrument | 2023150992 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4102 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4102 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404 |
| Document Number | 0059782051 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 5978/2051 |
| Instrument | 2021090871 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4102 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404 |
| Transaction Type | Mortgage |
| Record Updated | Aug 01, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4102 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404 |
| Document Number | 0058612386 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 5861/2386 |
| Instrument | 2020177294 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jan 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,552.00 (+7.55%) Homeowner's exemption | $129,597 (+5.99%) | $234,700 (-0.38%) Land $35,000 Building $199,700 |
| 2023 | $1,443.00 (+4.57%) Homeowner's exemption | $122,277 (+3%) | $235,600 (+20.82%) Land $14,900 Building $220,700 |
| 2022 | $1,380.00 Homeowner's exemption | $118,716 | $195,000 Land $14,900 Building $180,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,174 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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