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4108 Orange Tree Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4108 Orange Tree Ct, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage1,768 sqft Heated Area
Lot Size1,263 sqft (0.028 acres)
OccupancyOwner Occupied
Last Sale$183,000 (2018)
Tax Bill$3,660.00 (2025)

Property Details

APN / Parcel Number

Primary APN129547
Alternative APN
  • 042630073100011280

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,768 sqft Heated Area
Gross Area2,181 sqft Gross Area
1st Floor880 sqft 1st Floor
Upper Floors888 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area1,263 sqft (0.028 acres)
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area399 sqft Garage
Patio Area33 sqft Patio
PorchOpen Porch
Porch Area14 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number129547
Street Address4108 ORANGE TREE CT
CitySAINT CLOUD
StateFL
Zip34769-1404
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionPEMBERLY PINES PB 17 PGS 77-79 LOT 128
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPEMBERLY PINES
Legal Tract731
Legal Block1
Legal Lot Number128
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1001
Census Tract43203

Owner

Source: Osceola County records · APN 129547

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4108 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
EMM LOANS LLC
Oct 03, 2018Warranty Deed, Transfer · Conventional Mortgage
AFFINITY MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 03, 2018 · Amount on Record
Deed SaleOct 03, 2018 · Amount on Record
Prior SaleNov 21, 2011 · Amount on Record
Deed Doc Number2018148580
Deed Book / Page5411 / 2135
Record RefreshedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address4108 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4108 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404

Mortgage

Document Number0059810913
DateJun 15, 2021
Book Page5981/913
Instrument2021092947
Lender
NameEMM LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 03, 2018
Property Address4108 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404
Document Number0054112135
Book / Page5411 / 2135
Map ReferenceMB17 PG77
Instrument DateOct 02, 2018
Instrument2018148580
Transaction TypeTransfer
Record UpdatedAug 01, 2022
Title CompanyORLANDO TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,281.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3306 TIMUCUA CIR, 3306, ORLANDO, FL 32837-7106

Transferred To (Grantee/Buyer)

NameVerified Name
Address4108 ORANGE TREE CT, SAINT CLOUD, FL 34769-1404

Mortgage

Document Number2018148581
DateOct 03, 2018
Instrument2018148581
Lender
NameAFFINITY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,660.00 (-3.38%) Homeowner's exemption$247,400 (-0.92%) Land $35,000 Building $212,400$247,400 (-0.92%) Land $35,000 Building $212,400
2023$3,788.00 (+13.65%)$249,700 (+20.98%) Land $14,900 Building $234,800$249,700 (+20.98%) Land $14,900 Building $234,800
2022$3,333.00$206,400 Land $14,900 Building $191,500$206,400 Land $14,900 Building $191,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 2,174 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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