4104 Burning Tree Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 4104 Burning Tree Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,939 sqft · built 1995
Lot Size	0.267 acres (11,621 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Jun 2019)
Tax Bill	$4,073 (2025)
Deeds & Mortgages	Jun 2019 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-3447-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-3447-0`
Alternative APNs	`00-2S-22-266A-0000-0240` `22S200266A00000240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,939 sqft Living Area
Gross Area	2,833 sqft
1st Floor Area	1,939 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	11,621 sqft (0.267 acres)
Garage Type	Attached
Garage Area	572 sqft
Driveway	Driveway
Porch	Screened/Unfinished Porch
Porch Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4104 BURNING TREE DR
City	DESTIN
State	FL
Zip	32541-4314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR FOREST LOT 24
Legal Subdivision	WINDSOR FOREST
Legal Lot Number	24
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1002
Census Tract	23305

Owner

4104 Burning Tree Dr is owned and occupied by an individual who bought it in June 2019.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record	Individual Name on File
Mailing Address	4104 BURNING TREE DR, DESTIN, FL 32541-4314
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Oct 26, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2019 · Amount on File
Deed Sale	Jun 12, 2019 · Amount on File
Prior Sale	Apr 12, 2010 · Amount on File
Deed Document Number	20193284052
Deed Book / Page	3403 / 3325
Prior Transfer Date	Oct 20, 2018
Prior Transfer Doc	0033723705
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jun 12, 2019
Property Address	4104 BURNING TREE DR, DESTIN, FL 32541-4314
Document Number	0034033325
Book / Page	3403 / 3325
Map Reference	MB 13 PG 61
Instrument Date	Jun 7, 2019
Instrument	3284052
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4010 LAUREN CT, 4010, DESTIN, FL 32541-2127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4104 BURNING TREE DR, DESTIN, FL 32541-4314
Investor	Possibly a Property Investor

Mortgage

Document Number	0034033327
Date	Jun 12, 2019
Instrument	3403-3327

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 26, 2018
Property Address	4104 BURNING TREE DR, DESTIN, FL 32541-4314
Document Number	0033723705
Book / Page	003372 / 003705
Instrument Date	Oct 20, 2018
Instrument	3240116
Transaction Type	Transfer
Record Updated	Nov 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 BURNING TREE DR DESTIN FL 325414310, DESTIN, FL 32541-4310

Tax Assessment & Valuation

The 2025 property tax bill for 4104 Burning Tree Dr was $4,073 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,073.00 Homeowner's exemption	$383,012	$531,459 Land $135,185 Building $396,274
2023	$3,856.00 (+2.42%) Homeowner's exemption	$361,377 (+3%)	$510,369 (+7.29%) Land $116,527 Building $393,842
2022	$3,765.00 Homeowner's exemption	$350,851	$475,712 Land $105,934 Building $369,778

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4104 Burning Tree Dr in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 156 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	258 units insured incl. 102 condo units
Nearby Flood Claims	65 (1991–2021)
Claims Outside the SFHA	43 of 65
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 10 claims Hurricane Georges, Sep 1998 · 10 claims Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4104 Burning Tree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: LiveOak Fiber.

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