4093 Burning Tree Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 4093 Burning Tree Dr, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,198 sqft · built 1996
Lot Size	0.345 acres (15,042 sqft)
Owner	Individual Name on Record
Last Sale	$677,000 (Jul 2021)
Tax Bill	$5,774 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-3432-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-3432-2`
Alternative APN	`00-2S-22-266A-0000-0090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,198 sqft Heated Area
Gross Area	2,788 sqft
1st Floor Area	2,198 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	15,042 sqft (0.345 acres)
Garage Type	Finished
Garage Area	380 sqft
Porch	Open Porch
Porch Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4093 BURNING TREE DR
City	DESTIN
State	FL
Zip	32541-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSOR FOREST LOT 9
Legal Range	22
Legal Township	02S
Legal Subdivision	WINDSOR FOREST
Legal Lot Number	9
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1002
Census Tract	23305

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4093 BURNING TREE DR, DESTIN, FL 32541-4309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU
Jul 10, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 26, 2019	Warranty Deed, Transfer VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2021 · Amount on Record
Deed Sale	Jul 16, 2021 · Amount on Record
Prior Sale	Jul 10, 2020 · Amount on Record
Deed Document Number	3472396
Deed Book / Page	3560 / 3769
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 16, 2021
Property Address	4093 BURNING TREE DR, DESTIN, FL 32541-4309
Document Number	0035603769
Book / Page	3560 / 3769
Map Reference	MB 13 PG 61&62
Instrument Date	Jul 15, 2021
Instrument	3472396
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	NAUTILUS TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,739.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4093 BURNING TREE DR, 4093, DESTIN, FL 32541-4309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4093 BURNING TREE DR, DESTIN, FL 32541-4309

Mortgage

Document Number	35603771
Date	Jul 16, 2021
Instrument	3560/3771

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jul 10, 2020
Property Address	4093 BURNING TREE DR, DESTIN, FL 32541-4309
Document Number	0034743688
Book / Page	3474 / 3688
Map Reference	MB 13 PG 61&62
Instrument Date	Jul 8, 2020
Instrument	3372316
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	VINTAGE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	223 DIAMOND CV, 223, DESTIN, FL 32541-5122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4093 BURNING TREE DR, DESTIN, FL 32541-4309

Mortgage

Document Number	34743690
Date	Jul 10, 2020
Instrument	3474/3690

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 5, 2020
Property Address	4093 BURNING TREE DR, DESTIN, FL 32541-4309
Document Number	0034422324
Book / Page	003442 / 002324
Instrument Date	Feb 5, 2020
Instrument	3335247
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4093 BURNING TREE DR DESTIN FL 325414309, DESTIN, FL 32541-4309

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 26, 2019
Property Address	4093 BURNING TREE DR, DESTIN, FL 32541-4309
Document Number	0034304828
Book / Page	003430 / 004828
Instrument Date	Nov 22, 2019
Instrument	3320838
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	VINTAGE TITLE AND ESCROW INC, VINTAGE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$2,940.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 EMANUEL DR HOT SPRINGS NATIONAL PARK AR 719093034, HOT SPRINGS NATIONAL PARK, AR 71909-3034

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$546,459 (+5.99%)	$574,427 (+1.77%) Land $135,185 Building $439,242
2024	$5,774.00 (+2.39%)
2023	$5,639.00 (+2.36%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$515,590 (+3%)	$564,458 (+7.16%) Land $122,660 Building $441,798
2022	$5,509.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$500,573	$526,736 Land $111,509 Building $415,227

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 156 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	258 units insured incl. 102 condo units
Nearby Flood Claims	65 (1991–2021)
Claims Outside the SFHA	43 of 65
Most Recent Claim	Jun 2021 · other causes
Claims by Event	Hurricane Frances, Sep 2004 · 10 claims Hurricane Georges, Sep 1998 · 10 claims Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: LiveOak Fiber.

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