4105 Burning Tree Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 4105 Burning Tree Dr, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,647 sqft · built 1999
Lot Size0.345 acres (15,042 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Mar 1998)
Tax Bill$3,651 (2025)
Flood ZoneZone X (minimal risk)
APNC56-000-590-3435-5

Property Details

APN / Parcel Number

Primary APNC56-000-590-3435-5
Alternative APN
  • 00-2S-22-266A-0000-0120

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,647 sqft Heated Area
Gross Area3,404 sqft
1st Floor Area2,647 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area15,042 sqft (0.345 acres)
Garage TypeFinished
Garage Area460 sqft
PorchOpen Porch
Porch Area297 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address4105 BURNING TREE DR
CityDESTIN
StateFL
Zip32541-4310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDSOR FOREST LOT 12
Legal Range22
Legal Township02S
Legal SubdivisionWINDSOR FOREST
Legal Lot Number12
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1002
Census Tract23305

Owner

4105 Burning Tree Dr is owned and occupied by two individuals who bought it in March 1998.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address4105 BURNING TREE DR, DESTIN, FL 32541-4310
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 1998 · Amount on File
Deed SaleMar 10, 1998 · Amount on File
Deed Document Number0002134770
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4105 Burning Tree Dr was $3,651 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,651.00 Homeowner's exemption$347,372$673,440 Land $135,185 Building $538,255
2023$3,454.00 (+2.46%) Homeowner's exemption$327,750 (+3%)$665,708 (+6.97%) Land $122,660 Building $543,048
2022$3,371.00 Homeowner's exemption$318,204$622,304 Land $111,509 Building $510,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4105 Burning Tree Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 156 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies258 units insured
incl. 102 condo units
Nearby Flood Claims65 (1991–2021)
Claims Outside the SFHA43 of 65
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 10 claims
  • Hurricane Georges, Sep 1998 · 10 claims
  • Hurricane Opal, Oct 1995 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4105 Burning Tree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 35

May also be available: LiveOak Fiber.

Nearby Properties on Burning Tree Dr

Nearby Streets

Search Property Records by Address or Parcel Number