Polk County property record for 4103 E 7th St, Des Moines, IA 50313
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,194 sqft · built 1956 |
| Lot Size | 0.202 acres (8,798 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $81,500 (Jul 2008) |
| Tax Bill | $3,416 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110/01497-000-000 |
| Primary APN | 110/01497-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,194 sqft Living Area |
| Gross Area | 2,010 sqft |
| 1st Floor Area | 827 sqft |
| Attic | Attic |
| Attic Area | 367 sqft |
| Basement Area | 816 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,798 sqft (0.202 acres) |
| Lot Dimensions | 117 ft deep x 75 ft wide |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 77 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4103 E 7TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50313-3706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 CEDAR KNOLLS |
| Legal Subdivision | CEDAR KNOLLS |
| Legal Lot Number | 5 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 400 |
Source: Polk County records, as of August 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4103 E 7TH ST, DES MOINES, IA 50313-3706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Apr 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KENNYS BAIL BONDS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 2008 · Amount on Record |
| Deed Sale | Jul 16, 2008 · Amount on Record |
| Prior Sale | May 6, 2008 · Amount on Record |
| Deed Document Number | 20082009-00003613 |
| Deed Book / Page | 12719 / 145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4103 E 7TH ST, DES MOINES, IA 50313-3706 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4103 E 7TH ST, DES MOINES, IA 50313-3706 |
| Document Number | 0000085045 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 18694/503 |
| Instrument | 2021-00085045 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 302 Months |
| Due | Oct 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 4103 E 7TH ST, DES MOINES, IA 50313-3706 |
| Document Number | 0000076882 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4103 E 7TH ST DES MOINES IA 503133706, DES MOINES, IA 50313-3706 |
| Document Number | 0000076882 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 017309/000521 |
| Instrument | 76882 |
| Name | KENNYS BAIL BONDS LLC |
|---|---|
| Address | DES MOINES, IA 50317 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Polk County assessment roll, as of October 13, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $209,300 (+13.69%) Land $33,600 Building $175,700 | $209,300 (+13.69%) Land $33,600 Building $175,700 | |
| 2024 | $3,416.00 (+3.89%) | ||
| 2023 | $184,100 Land $29,100 Building $155,000 | $184,100 Land $29,100 Building $155,000 | |
| 2020 | $3,288.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 23 (1984–2026) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Jul 2026 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: CenturyLink, T-Mobile.
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