Polk County property record for 4107 E 7th St, Des Moines, IA 50313
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,216 sqft · built 1956 |
| Lot Size | 0.175 acres (7,605 sqft) |
| Owner | Individual Name on File |
| Last Sale | $143,000 (Mar 2020) |
| Tax Bill | $2,972 (2024) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Jun 2019 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 110/01498-000-000 |
| Primary APN | 110/01498-000-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,216 sqft Living Area |
| Gross Area | 1,632 sqft |
| 1st Floor Area | 816 sqft |
| Basement Area | 816 sqft |
| Finished Basement | 400 sqft |
| Unfinished Basement | 416 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,605 sqft (0.175 acres) |
| Lot Dimensions | 117 ft deep x 65 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 4107 E 7TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50313-3706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 CEDAR KNOLLS |
| Legal Subdivision | CEDAR KNOLLS |
| Legal Lot Number | 6 |
| Jurisdiction | POLK IA |
| Township / Civil Division | LEE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 400 |
Source: Polk County records · APN 110/01498-000-000
Assessment roll updated October 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4107 E 7TH ST, DES MOINES, IA 50313-3706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2020 | Warranty Deed, Transfer · Conventional with PMI HOMESERVICES LNDG |
| Jun 28, 2019 | Warranty Deed, Construction Loan · Construction Mortgage LINCOLN SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on Record |
| Deed Sale | Mar 13, 2020 · Amount on Record |
| Prior Sale | Jun 28, 2019 · Amount on Record |
| Deed Document Number | 202019-00077216 |
| Deed Book / Page | 17734 / 475 |
| Prior Transfer Date | Sep 08, 2009 |
| Prior Transfer Doc | 0000024596 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Mar 13, 2020 |
| Property Address | 4107 E 7TH ST, DES MOINES, IA 50313-3706 |
| Document Number | 0000077216 |
| Book / Page | 017734 / 000475 |
| Instrument Date | Mar 11, 2020 |
| Instrument | 77216 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $229.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4107 E 7TH ST DES MOINES IA 503133706, DES MOINES, IA 50313-3706 |
| Document Number | 77218 |
|---|---|
| Date | Mar 13, 2020 |
| Book Page | 017734/000479 |
| Instrument | 77218 |
| Name | HOMESERVICES LNDG |
|---|---|
| Address | WEST DES MOINES, IA 50266 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 28, 2019 |
| Property Address | 4107 E 7TH ST, DES MOINES, IA 50313-3706 |
| Document Number | 201800094525 |
| Book / Page | 17385 / 0874 |
| Instrument Date | Jun 06, 2019 |
| Instrument | 2018-00094525 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 09, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4107 E 7TH ST, DES MOINES, IA 50313-3706 |
| Document Number | 201800094527 |
|---|---|
| Date | Jun 28, 2019 |
| Instrument | 2018-00094527 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 25, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County records · Assessment roll updated October 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $182,900 (+13.25%) Land $31,100 Building $151,800 | $182,900 (+13.25%) Land $31,100 Building $151,800 | |
| 2024 | $2,972.00 (+4.72%) | ||
| 2023 | $161,500 Land $27,000 Building $134,500 | $161,500 Land $27,000 Building $134,500 | |
| 2020 | $2,838.00 |
Source: FEMA National Flood Hazard Layer, Polk County (19153C), as of August 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191530004001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 23 (1984–2026) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Jul 2026 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 96% of the US · lower than 71% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
May also be available: AT&T, Google Fiber, Lumen Technologies, Metronet Holdings, T-Mobile USA.
Based on FCC filings for 272 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA7727031, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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