3643 E 7th St, Des Moines, IA 50316 Property Records

Polk County property record for 3643 E 7th St, Des Moines, IA 50316

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,388 sqft · built 1925
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jul 2025)
Tax Bill	$2,218 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7924-26-202-002`

Property Details

APN / Parcel Number

Primary APN	`7924-26-202-002`
Alternative APN	`110/01035-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,388 sqft Living Area
Gross Area	2,131 sqft
1st Floor Area	1,388 sqft
Basement Area	851 sqft

Exterior

Year Built	Built 1925
Architectural Style	Bungalow
Exterior Material	Vinyl
Construction Type	Wood Frame
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	48 sqft
Deck Area	191 sqft
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	3643 E 7TH ST
City	DES MOINES
State	IA
Zip	50316-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 27 CAMPUS PARK
Legal Range	24W
Legal Township	79N
Legal Section	26
Legal Subdivision	CAMPUS PARK
Legal Lot Number	27
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	4
Census Block	4013
Census Tract	400

Owner

3643 E 7th St is owned and occupied by an individual who bought it in July 2025.

Source: Polk County records, as of October 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3643 E 7TH ST, DES MOINES, IA 50316-1001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2025	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Apr 21, 2022	Deed of Trust, Mortgage · FHA Mortgage LOWER LLC
Jun 22, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on File
Deed Sale	Jul 7, 2025 · Amount on File
Prior Sale	Jun 22, 2020 · Amount on File
Deed Document Number	2025-00039032
Deed Book / Page	20196 / 167
Record Updated	Jun 7, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jul 7, 2025
Property Address	3643 E 7TH ST, DES MOINES, IA 50316-1001
Document Number	0000039032
Book / Page	20196 / 167
Instrument Date	Jun 28, 2025
Instrument	2025-00039032
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$343.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3643 E 7TH ST, DES MOINES, IA 50316-1001

Mortgage

Document Number	0000039033
Date	Jul 7, 2025
Instrument	2025-00039033

Lender

Name	PEOPLES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	3643 E 7TH ST, DES MOINES, IA 50316-1001
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031961
Date	Apr 21, 2022
Book Page	19077/1
Instrument	2022-00031961

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jun 22, 2020
Property Address	3643 E 7TH ST, DES MOINES, IA 50316-1001
Document Number	201900110913
Book / Page	17902 / 403
Instrument Date	May 20, 2020
Instrument	2019-00110913
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3643 E 7TH ST, DES MOINES, IA 50316-1001

Mortgage

Document Number	201900110915
Date	Jun 22, 2020
Instrument	2019-00110915

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,600 Land $33,300 Building $107,300	$140,600 Land $33,300 Building $107,300
2024	$2,218.00
2023		$120,700 Land $28,600 Building $92,100	$120,700 Land $28,600 Building $92,100
2020	$2,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3643 E 7th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	12 (1990–2018)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jun 2018 · 2 claims Severe Storms, Flooding, And Tornadoes, Aug 2010 · 3 claims Severe Storms, Tornadoes And Flooding, Jun 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3643 E 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: CenturyLink.

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