4060 Genesee Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 4060 Genesee Rd, Lapeer, MI 48446

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,232 sqft · built 1991
Lot Size16.3 acres (712,642 sqft)
Owner2 Individual Names on File
Tax Bill$2,300 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN008-010-004-00

Property Details

APN / Parcel Number

Primary APN008-010-004-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,232 sqft Living Area
1st Floor Area1,232 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area712,642 sqft (16.3 acres)
Garage Area1,440 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4060 GENESEE RD
CityLAPEER
StateMI
Zip48446-3608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Description08 23 320 000 00 SEC 10 T7N R9E COM N 64 DEG 19' 40 E 812.64 FT FROM INTERSECTION OF E 1/8 LINE OF SEC WITH C/L OF GENESEE
Legal Range09E
Legal Township07N
Legal Section10
JurisdictionLAPEER MI
Township / Civil DivisionELBA
Census Block Group1
Census Block1031
Census Tract336000

Owner

4060 Genesee Rd is owned and occupied by two individuals.

Source: Lapeer County records, as of September 24, 2026

Owner of Record2 Individual Names on File
Mailing Address4060 GENESEE RD, LAPEER, MI 48446-3608
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAPEER MI
Property Address4060 GENESEE RD, LAPEER, MI 48446-3608
Transaction TypeMortgage
Record UpdatedNov 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4060 GENESEE RD, LAPEER, MI 48446-3608

Mortgage

Document Number0033220136
DateOct 19, 2022
Book Page3322/136
Lender
NameDORT FINANCIAL CU
TypeCredit Union
AddressFLINT, MI 48501
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 4060 Genesee Rd was $2,300 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyLapeer County
County SubdivisionElba Township
Unified School DistrictLapeer Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$179,500 (+2.34%)$359,000 (+2.34%)
2025$2,300.00 Homeowner's exemption$175,400$350,800
2023$155,000$310,000
2022$1,999.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4060 Genesee Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1998–2013)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4060 Genesee Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

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