4101 Coldwater Dr, Rocklin, CA 95765 Property Records

Placer County property record for 4101 Coldwater Dr, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,226 sqft · built 1999
Lot Size	0.149 acres (6,488 sqft)
Owner	2 Trust Names on File
Last Sale	$336,500 (Apr 2017)
Tax Bill	$4,162 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Apr 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`374-120-009-000`

Property Details

APN / Parcel Number

Primary APN	`374-120-009-000`
Alternative APN	`374-120-009`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,226 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	6,488 sqft (0.149 acres)
Garage Area	453 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	374-120-009
Street Address	4101 COLDWATER DR
City	ROCKLIN
State	CA
Zip	95765-5614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 545 WHITNEY OAKS PH 2A PAR 36 UNIT 25 MOR U-91
Legal Subdivision	WHITNEY OAKS PH 2A PAR 36 UNIT 25
Legal Lot Number	545
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1008
Census Tract	21122

Owner

4101 Coldwater Dr is owner-occupied and held in a trust since April 2017.

Source: Placer County records, as of October 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4101 COLDWATER DR, ROCKLIN, CA 95765-5614
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC
Apr 7, 2017	Deed of Trust, Mortgage LIBERTY HM EQUITY SOLUTIONS
Apr 11, 2017	Grant Deed, Transfer · FHA Mortgage HUD-HOUSING/URBAN DEV
Apr 11, 2017	Affidavit of Death, Transfer STEWART TITLE, STEWART TITLE/PLACER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2017 · Amount on File
Deed Sale	Apr 11, 2017 · Amount on File
Prior Sale	May 21, 1999 · Amount on File
Deed Document Number	201726892
Prior Transfer Date	Dec 10, 2008
Prior Transfer Doc	0000096361
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4101 COLDWATER DR, ROCKLIN, CA 95765-5614
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 COLDWATER DR, ROCKLIN, CA 95765-5614

Mortgage

Document Number	0000121478
Date	Sep 29, 2021
Instrument	2021-0121478

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender
Address	BLOOMFIELD, NJ 07003

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	861 Months
Due	Jun 25, 2093

Interest

Rate Type	Adjustable Rate
Rate	2.18%
Type Change Date	Nov 1, 2021
Change Frequency	Monthly
Index	1-Year CMT

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4101 COLDWATER DR, ROCKLIN, CA 95765-5614
Document Number	0000026893
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 COLDWATER DR ROCKLIN CA 957655614, ROCKLIN, CA 95765-5614

Mortgage

Document Number	0000026893
Date	Apr 11, 2017
Instrument	26893

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Amount	Amount on Record
Term	912 Months
Due	Apr 10, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.42%

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 11, 2017
Property Address	4101 COLDWATER DR, ROCKLIN, CA 95765-5614
Document Number	0000026892
Instrument Date	Apr 7, 2017
Instrument	26892
Transaction Type	Transfer
Record Updated	Apr 25, 2018
Title Company	STEWART TITLE, STEWART TITLE/PLACER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.15
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4101 COLDWATER DR ROCKLIN CA 957655614, ROCKLIN, CA 95765-5614

Mortgage

Document Number	26894
Date	Apr 11, 2017
Instrument	26894

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	912 Months
Due	Apr 10, 2093

Interest

Rate Type	Adjustable Rate
Rate	4.27%

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLACER CA
Recording Date	Apr 11, 2017
Property Address	4101 COLDWATER DR, ROCKLIN, CA 95765-5614
Document Number	0000026891
Instrument Date	Mar 30, 2017
Instrument	26891
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	STEWART TITLE, STEWART TITLE/PLACER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 BASS CT ROSEVILLE CA 956617343, ROSEVILLE, CA 95661-7343

Tax Assessment & Valuation

The 2025 property tax bill for 4101 Coldwater Dr was $4,162, up 2% from the year before.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$309,606 (+2%) Land $93,814 Building $215,792
2025	$4,162.00 (+2.03%)	$303,536 Land $91,975 Building $211,561
2024	$4,079.00 (-10.07%)
2023	$4,536.00 (+15.71%)	$291,751 Land $88,404 Building $203,347
2022	$3,920.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4101 Coldwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4101 Coldwater Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cal.net, DigitalPath.

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