St. Charles County property record for 4101 Broad St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,310 sqft · built 2015 |
| Lot Size | 0.071 acres (3,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Aug 2019) |
| Tax Bill | $4,388 (2025) |
| Deeds & Mortgages | Sep 2021 Second Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T160500043 |
| Primary APN | T160500043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,310 sqft Living Area |
| Basement Area | 1,310 sqft |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Lot Area | 3,136 sqft (0.071 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Connected |
|---|
| Account Number | T160500043 |
|---|---|
| Street Address | 4101 BROAD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS GATEWAY DIST #1 LOT 102 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | NEW TOWN AT ST CHAS GATEWAY DIST #1 |
| Legal Lot Number | 102 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 310201 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17754 HORNBEAN DR, WILDWOOD, MO 63005-4228 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRIAD BANK |
| Aug 27, 2019 | Warranty Deed, Transfer DAS ACQUISITION |
| Oct 18, 2018 | Warranty Deed, Transfer FAMILY FIN MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2019 · Amount on Record |
| Deed Sale | Aug 27, 2019 · Amount on Record |
| Prior Sale | Oct 18, 2018 |
| Deed Document Number | 0071301744 |
| Deed Book / Page | 7130 / 1744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4101 BROAD ST, SAINT CHARLES, MO 63301-8443 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 17754 HORNBEAN DR, WILDWOOD, MO 63005-4228 |
| Document Number | 2021R077174 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021R-077174 |
| Name | TRIAD BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63131 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 27, 2019 |
| Property Address | 4101 BROAD ST, SAINT CHARLES, MO 63301-8443 |
| Document Number | 0071301744 |
| Book / Page | 007130 / 001744 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 456130 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17754 HORNBEAN DR WILDWOOD MO 630054228, WILDWOOD, MO 63005-4228 |
| Document Number | 71301746 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 007130/001746 |
| Instrument | 456140 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 18, 2018 |
| Property Address | 4101 BROAD ST, SAINT CHARLES, MO 63301-8443 |
| Document Number | 0069920001 |
| Book / Page | 006992 / 000001 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 595830 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4101 BROAD ST ST CHARLES MO 633018443, ST CHARLES, MO 63301-8443 |
| Document Number | 69920003 |
|---|---|
| Date | Oct 18, 2018 |
| Book Page | 006992/000003 |
| Instrument | 595840 |
| Name | FAMILY FIN MTG |
|---|---|
| Type | Mortgage Company |
| Address | ARNOLD, MO 63010 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 17, 2048 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,388.00 | $55,689 (+4.25%) | $293,100 (+4.25%) Land $48,000 Building $245,100 |
| 2023 | $53,418 | ||
| 2022 | $281,145 Land $36,000 Building $245,145 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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