4064 Broad St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 4064 Broad St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,032 sqft · built 2016
Lot Size0.078 acres (3,398 sqft)
OwnerIndividual Name on File
Last Sale$370,000 (Jun 2021)
Tax Bill$5,345 (2025)
Deeds & MortgagesJun 2021 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (moderate risk)
APNT160500050

Property Details

APN / Parcel Number

Primary APNT160500050
Alternative APN
  • 5-116C-C184-00-0109.0000000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,032 sqft Living Area
Basement Area816 sqft
Finished Basement362 sqft

Exterior

Year BuiltBuilt 2016
Architectural StyleRanch
Exterior MaterialSiding
Lot Area3,398 sqft (0.078 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT160500050
Street Address4064 BROAD ST
CitySAINT CHARLES
StateMO
Zip63301-8445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS GATEWAY DIST #1 LOT 109
Legal Range05E
Legal Township47N
Legal SubdivisionNEW TOWN AT ST CHAS GATEWAY DIST #1
Legal Lot Number109
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1029
Census Tract310201

Owner

Source: St. Charles County records · APN T160500050

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4064 BROAD ST, SAINT CHARLES, MO 63301-8445
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2021Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT BANK
Oct 07, 2020Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 07, 2021 · Amount on Record
Deed SaleJun 07, 2021 · Amount on Record
Prior SaleNov 09, 2016 · Amount on Record
Deed Document Number0202148226
Deed Book / Page2021 / 48226
Record UpdatedJun 08, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateJun 07, 2021
Property Address4064 BROAD ST, SAINT CHARLES, MO 63301-8445
Document Number2021R048226
Map ReferenceMB 48 PG 62
Instrument DateMay 28, 2021
Instrument2021R-048226
Transaction TypeTransfer
Record UpdatedJun 21, 2021
Title CompanyUS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4064 BROAD ST, 4064, SAINT CHARLES, MO 63301-8445

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4064 BROAD ST, SAINT CHARLES, MO 63301-8445

Mortgage

Document Number2021R048227
DateJun 07, 2021
Instrument2021R-048227
Lender
NamePARAMOUNT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4064 BROAD ST, SAINT CHARLES, MO 63301-8445
Document Number0000077478
Instrument DateOct 07, 2020
Transaction TypeMortgage
Record UpdatedJan 20, 2021
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address4064 BROAD ST ST CHARLES MO 633018445, ST CHARLES, MO 63301-8445

Mortgage

Document Number0000077478
DateOct 14, 2020
Instrument77478
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
AddressCORAL GABLES, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 13, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,345.00$69,454 (+0.79%)$365,546 (+0.78%) Land $48,000 Building $317,546
2023$68,913
2022$362,701 Land $36,000 Building $326,701

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 25, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims3 (2013–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 175 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST CHARLES PWS
serves 78,961 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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