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4076 Broad St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 4076 Broad St, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,600 sqft · built 2015
Lot Size0.081 acres (3,524 sqft)
OwnerCompany Name on Record
Last Sale$125,000 (Mar 2016)
Tax Bill$5,230 (2024)
Deeds & MortgagesMar 2022 Mortgage
May 2017 Transfer
Flood ZoneZone X (moderate risk)
APNT160500047

Property Details

APN / Parcel Number

Primary APNT160500047
Alternative APN
  • 5-116C-C184-00-0106.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,600 sqft Living Area
Gross Area3,640 sqft
1st Floor Area1,600 sqft
Basement Area1,600 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleRanch
Exterior MaterialSiding
Lot Area3,524 sqft (0.081 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT160500047
Street Address4076 BROAD ST
CitySAINT CHARLES
StateMO
Zip63301-8445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNEW TOWN AT ST CHAS GATEWAY DIST #1 LOT 106
Legal SubdivisionNEW TOWN AT ST CHAS GATEWAY DIST #1
Legal Lot Number106
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1029
Census Tract310201

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4076 BROAD ST, SAINT CHARLES, MO 63301-8445
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
May 15, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2016 · Amount on Record
Deed SaleMar 25, 2016 · Amount on Record
Prior SaleNov 16, 2015
Deed Document Number2016173410
Deed Book / Page6510 / 703
Last Transfer DateMay 12, 2017
Transfer Doc0067431306
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address4076 BROAD ST, SAINT CHARLES, MO 63301-8445
Transaction TypeMortgage
Record UpdatedApr 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4076 BROAD ST, SAINT CHARLES, MO 63301-8445

Mortgage

Document Number0000018214
DateMar 30, 2022
Instrument2022R-018214
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term61 Months
DueApr 1, 2027

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateMay 15, 2017
Property Address4076 BROAD ST, SAINT CHARLES, MO 63301-8445
Document Number0067431306
Book / Page006743 / 001306
Instrument DateMay 12, 2017
Instrument294630
Transaction TypeTransfer
Record UpdatedSep 2, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4076 BROAD ST ST CHARLES MO 633018445, ST CHARLES, MO 63301-8445

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$68,834 (+5.25%)$362,285 (+5.25%) Land $48,000 Building $314,285
2024$5,230.00
2023$65,402
2022$344,220 Land $36,000 Building $308,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 31 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims3 (2013–2022)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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