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410 S Cedar St, Commerce, OK 74339 Property Records

Ottawa County property record for 410 S Cedar St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,128 sqft · built 1953
Lot Size0.22 acres (9,599 sqft)
OwnerIndividual Name on Record
Last Sale$58,500 (Apr 2020)
Tax Bill$590 (2025)
Deeds & MortgagesApr 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20472

Property Details

APN / Parcel Number

Primary APN20472
Alternative APN
  • 5640-00-006-013-0-000-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,128 sqft Living Area
1st Floor Area1,128 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1992
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,599 sqft (0.22 acres)
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area15 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number20472
Street Address410 S CEDAR ST
CityCOMMERCE
StateOK
Zip74339-2649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 13 - 14, BLK 6 ELLIOTT 2 LIS PENDENS 1025/376
Legal Range23E
Legal Township28N
Legal Section6
Legal SubdivisionELLIOTT
Legal Block6
Legal Lot Number13,14
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2039
Census Tract574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address410 S CEDAR ST, COMMERCE, OK 74339-2649
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 21, 2020 · Amount on Record
Deed SaleApr 21, 2020 · Amount on Record
Prior SaleDec 6, 2006 · Amount on Record
Deed Document Number20201581
Deed Book / Page1108 / 739
Record UpdatedOct 29, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA OK
Recording DateApr 21, 2020
Property Address410 S CEDAR ST, COMMERCE, OK 74339-2649
Document Number001108/739
Book / Page1108 / 739
Instrument DateApr 17, 2020
Instrument2020-001581
Transaction TypeTransfer
Record UpdatedMar 18, 2022
Title CompanyOTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$87.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 S CEDAR ST, COMMERCE, OK 74339-2649

Mortgage

Document Number2020001582
DateApr 21, 2020
Instrument2020-001582
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,191 (+1.83%) Land $197 Building $5,994$54,305 (+1.83%) Land $1,725 Building $52,580
2025$590.00 (+0.85%)$6,080 (-8.83%) Land $197 Building $5,883$53,331 (-8.84%) Land $1,725 Building $51,606
2024$585.00 (-2.34%)$6,669 (-) Land $181 Building $6,488$58,500 (-) Land $1,590 Building $56,910
2023$599.00 (-1.64%)$6,669 (-) Land $181 Building $6,488$58,500 (-) Land $1,590 Building $56,910
2022$609.00$6,669 Land $181 Building $6,488$58,500 Land $1,590 Building $56,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1993–2007)
Most Recent ClaimJul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
The Junction Internet
Fixed Wireless		100 / 20
Wisper ISP
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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