Ottawa County property record for 403 S Cedar St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,558 sqft · built 1958 |
| Owner | Individual Name on Record |
| Last Sale | $70,000 (Apr 2009) |
| Tax Bill | $748 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20461 |
| Primary APN | 20461 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,558 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 20461 |
|---|---|
| Street Address | 403 S CEDAR ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-2648 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 1 - 3, BLK 5 ELLIOTT 2 |
| Legal Range | 23E |
| Legal Township | 28N |
| Legal Section | 06 |
| Legal Subdivision | ELLIOTT |
| Legal Block | 5 |
| Legal Lot Number | 1-3 |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 574200 |
Source: Ottawa County records, as of January 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 403 S CEDAR ST, COMMERCE, OK 74339-2648 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2009 · Amount on Record |
| Deed Sale | Apr 3, 2009 · Amount on Record |
| Deed Document Number | 2009-001761 |
| Deed Book / Page | 0885 / 443 |
| Record Updated | Jun 8, 2026 |
Source: Ottawa County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Municipality | Commerce City |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $748.00 (+0.81%) Homeowner's exemption | $8,715 (-13.66%) Land $222 Building $8,493 | $76,454 (-13.65%) Land $1,950 Building $74,504 |
| 2024 | $742.00 (-8.62%) Homeowner's exemption | $10,094 (+0.54%) Land $222 Building $9,872 | $88,543 (-) Land $1,950 Building $86,593 |
| 2023 | $812.00 (+1.75%) Homeowner's exemption | $10,040 (+3%) Land $222 Building $9,818 | $88,543 (-) Land $1,950 Building $86,593 |
| 2022 | $798.00 Homeowner's exemption | $9,748 Land $222 Building $9,526 | $88,543 Land $1,950 Building $86,593 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1993–2007) |
| Most Recent Claim | Jul 2007 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COMMERCE serves 2,645 people · EPA ID OK2005810 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 37 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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