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407 S Cedar St, Commerce, OK 74339 Property Records

Ottawa County property record for 407 S Cedar St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,578 sqft · built 1953
Lot Size0.22 acres (9,599 sqft)
Owner2 Individual Names on Record
Last Sale$65,500 (Aug 2009)
Tax Bill$827 (2025)
Deeds & MortgagesApr 2022 Transfer
Flood ZoneZone X (minimal risk)
APN20462

Property Details

APN / Parcel Number

Primary APN20462
Alternative APN
  • 5640-00-005-004-0-000-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,578 sqft Living Area
1st Floor Area1,266 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2017
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialMetal
Lot Area9,599 sqft (0.22 acres)
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area44 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20462
Street Address407 S CEDAR ST
CityCOMMERCE
StateOK
Zip74339-2648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 4 - 5, BLK 5 ELLIOTT 2
Legal Range23E
Legal Township28N
Legal Section6
Legal SubdivisionELLIOTT
Legal Block5
Legal Lot Number4,5
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group2
Census Block2038
Census Tract574200

Owner

Source: Ottawa County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address407 S CEDAR ST, COMMERCE, OK 74339-2648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 13, 2009 · Amount on Record
Deed SaleAug 13, 2009 · Amount on Record
Deed Document Number20094164
Deed Book / Page2893 / 334
Last Transfer DateApr 3, 2022
Transfer Doc001160/412
Record UpdatedOct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA OK
Recording DateApr 28, 2022
Property Address407 S CEDAR ST, COMMERCE, OK 74339-2648
Document Number001160/412
Book / Page1160 / 412
Instrument DateApr 3, 2022
InstrumentI-2022-002250
Transaction TypeTransfer
Record UpdatedMay 9, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address407 S CEDAR ST, 407, COMMERCE, OK 74339-2648

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address407 S CEDAR ST, COMMERCE, OK 74339-2648

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,474 (-0.57%) Land $197 Building $8,277$74,331 (-0.58%) Land $1,725 Building $72,606
2025$827.00 (+0.85%)$8,523 (-19.11%) Land $197 Building $8,326$74,764 (-19.11%) Land $1,725 Building $73,039
2024$820.00 (-13.32%)$10,537 (-) Land $197 Building $10,340$92,425 (-) Land $1,725 Building $90,700
2023$946.00 (-1.15%)$10,537 (+0.52%) Land $197 Building $10,340$92,425 (-) Land $1,725 Building $90,700
2022$957.00$10,483 Land $197 Building $10,286$92,425 Land $1,725 Building $90,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1993–2007)
Most Recent ClaimJul 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event
  • Severe Storms And Flooding, Apr 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
The Junction Internet
Fixed Wireless		100 / 20
Wisper ISP
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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