410 Riggin Rd, Troy, IL 62294 Property Records

Madison County property record for 410 Riggin Rd, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1978
Lot Size	0.2 acres (8,750 sqft)
Owner	Individual Name on File
Last Sale	$156,000 (Jul 2020)
Tax Bill	$3,180 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
APN	`09-2-22-05-16-401-006`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-05-16-401-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	8,750 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Patio Area	120 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	410 RIGGIN RD
City	TROY
State	IL
Zip	62294-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERTREE LOT 6 70X125
Legal Subdivision	SUMMERTREE
Legal Lot Number	6
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	4
Census Block	4009
Census Tract	403531

Owner

Source: Madison County records · APN 09-2-22-05-16-401-006

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	410 RIGGIN RD, TROY, IL 62294-1023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	Oct 29, 2015 · Amount on Record
Deed Document Number	202025937
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 30, 2020
Property Address	410 RIGGIN RD, TROY, IL 62294-1023
Document Number	0000025937
Map Reference	PB 47 PG 49
Instrument Date	Jul 23, 2020
Instrument	2020R25937
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	410 RIGGIN RD, TROY, IL 62294-1023

Mortgage

Document Number	0000025938
Date	Jul 30, 2020
Instrument	2020R25938

Lender

Name	GUILD MORTGAGE CO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,180.00 (+7.22%)	$51,970 (+28.29%) Land $10,660 Building $41,310	$155,910 (+28.16%) Land $31,980 Building $123,930
2024	$2,966.00 (+15.05%)
2022	$2,578.00	$40,510 Land $8,310 Building $32,200	$121,652 Land $24,955 Building $96,697

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Delta Communications.

Based on FCC filings for 217 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TROY serves 16,962 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.