Madison County property record for 406 Riggin Rd, Troy, IL 62294 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,066 sqft · built 1978 |
| Lot Size | 0.2 acres (8,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Dec 2022) |
| Tax Bill | $4,028 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Line of Credit Jul 2019 Sale & Mortgage + 3 more |
| APN | 09-2-22-05-20-401-038 |
| Primary APN | 09-2-22-05-20-401-038 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,066 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Level |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Lot Area | 8,750 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Attached |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 406 RIGGIN RD |
|---|---|
| City | TROY |
| State | IL |
| Zip | 62294-1023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERTREE LOT 4 70X125 |
| Legal Subdivision | SUMMERTREE SUB |
| Legal Lot Number | 4 |
| Jurisdiction | MADISON IL |
| Township / Civil Division | JARVIS |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 403531 |
Source: Madison County records · APN 09-2-22-05-20-401-038
Assessment roll updated June 25, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 RIGGIN RD, TROY, IL 62294-1023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2022 | Warranty Deed, Transfer · Line of Credit BANK & TRUST CO |
| Jul 22, 2019 | Warranty Deed, Transfer · Conventional with PMI SCOTT CU |
| Mar 29, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF O'FALLON |
| Dec 18, 2017 | Grant Deed, Transfer · Line of Credit BANK OF O'FALLON |
| Mar 08, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2022 · Amount on Record |
| Deed Sale | Dec 23, 2022 · Amount on Record |
| Prior Sale | Jul 22, 2019 · Amount on Record |
| Deed Document Number | 202240193 |
| Prior Transfer Date | Mar 07, 2017 |
| Prior Transfer Doc | 0000007843 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Dec 23, 2022 |
| Property Address | 406 RIGGIN RD, TROY, IL 62294-1023 |
| Document Number | 0000040193 |
| Map Reference | PB 47 PG 49 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2022R40193 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2023 |
| Title Company | TOWN & COUNTRY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 406 RIGGIN RD, TROY, IL 62294-1023 |
| Document Number | 0000040194 |
|---|---|
| Date | Dec 23, 2022 |
| Instrument | 2022R40194 |
| Name | BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Jul 22, 2019 |
| Property Address | 406 RIGGIN RD, TROY, IL 62294-1023 |
| Document Number | 0000022599 |
| Instrument Date | Jul 17, 2019 |
| Instrument | 22599 |
| Transaction Type | Transfer |
| Record Updated | Aug 06, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 406 RIGGIN RD TROY IL 622941023, TROY, IL 62294-1023 |
| Document Number | 22600 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 22600 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 21, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IL |
| Property Address | 406 RIGGIN RD, TROY, IL 62294-1023 |
| Document Number | 0000011370 |
| Instrument Date | Mar 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2019 |
| Title Company | BENEDICK TITLE, BENEDICK TITLE INS |
| Name | Verified Name |
|---|---|
| Address | 1137 CREEKSIDE CT O FALLON IL 622692861, O FALLON, IL 62269-2861 |
| Document Number | 0000011370 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 11370 |
| Name | BANK OF O'FALLON |
|---|---|
| Type | Bank |
| Address | OFALLON, IL 62269-8626 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 11, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Dec 18, 2017 |
| Property Address | 406 RIGGIN RD, TROY, IL 62294-1023 |
| Document Number | 0000042693 |
| Instrument Date | Dec 13, 2017 |
| Instrument | 42693 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1137 CREEKSIDE CT O FALLON IL 622692861, O FALLON, IL 62269-2861 |
| Document Number | 42694 |
|---|---|
| Date | Dec 18, 2017 |
| Instrument | 42694 |
| Name | BANK OF O'FALLON |
|---|---|
| Type | Bank |
| Address | O'FALLON, IL 62269-8626 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 17, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON IL |
| Recording Date | Mar 08, 2017 |
| Property Address | 406 RIGGIN RD, TROY, IL 62294-1023 |
| Document Number | 0000007843 |
| Instrument Date | Mar 07, 2017 |
| Instrument | 7843 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 RIGGIN RD TROY IL 622941023, TROY, IL 62294-1023 |
Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Madison County |
| County Subdivision | Jarvis Township |
| Municipality | Troy City |
| Unified School District | Triad Community Unit School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,028.00 (+7.01%) | $64,220 (+30.63%) Land $11,340 Building $52,880 | $192,660 (+30.5%) Land $34,020 Building $158,640 |
| 2024 | $3,764.00 (+16.75%) | ||
| 2022 | $3,224.00 | $49,160 Land $8,840 Building $40,320 | $147,628 Land $26,547 Building $121,081 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WH i3B Bidco LLC/WH i3B Topco | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: AT&T, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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