414 Riggin Rd, Troy, IL 62294 Property Records

Madison County property record for 414 Riggin Rd, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,232 sqft · built 1978
Lot Size	0.2 acres (8,750 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Jul 2020)
Tax Bill	$4,132 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
APN	`09-2-22-05-16-401-008`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-05-16-401-008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,232 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	8,750 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Garage Type	Attached
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	414 RIGGIN RD
City	TROY
State	IL
Zip	62294-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERTREE LOT 8 70X125
Legal Subdivision	SUMMERTREE SUB
Legal Lot Number	8
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	4
Census Block	4009
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 RIGGIN RD, TROY, IL 62294-1023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Deed Document Number	202023068
Record Updated	Sep 20, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 9, 2020
Property Address	414 RIGGIN RD, TROY, IL 62294-1023
Document Number	0000023068
Map Reference	PB 47 PG 49
Instrument Date	Jun 30, 2020
Instrument	2020R23068
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 RIGGIN RD, TROY, IL 62294-1023

Mortgage

Document Number	0000023069
Date	Jul 9, 2020
Instrument	2020R23069

Lender

Name	FCB BANKS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,132.00 (+7.02%)	$65,720 (+28.28%) Land $11,340 Building $54,380	$197,160 (+28.16%) Land $34,020 Building $163,140
2024	$3,861.00 (+14.26%)
2022	$3,379.00	$51,230 Land $8,840 Building $42,390	$153,844 Land $26,547 Building $127,297

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave.

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