410 Plumtree Dr, Berea, KY 40403 Property Records

Madison County property record for 410 Plumtree Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,589 sqft
Owner	Individual Name on File
Last Sale	$165,500 (Aug 2019)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0073-0001-0037`

Property Details

APN / Parcel Number

Primary APN	`0073-0001-0037`
Alternative APNs	`118468` `81495` `47930`

Interior

Stories	1 Story
Building Area	1,589 sqft Living Area

Exterior

Exterior Material	Brick
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	47930
Street Address	410 PLUMTREE DR
City	BEREA
State	KY
Zip	40403-9129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORELAND ESTS LOT 37
Legal Subdivision	MORELAND EST
Legal Block	2
Legal Lot Number	37
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1098
Census Tract	11202

Owner

410 Plumtree Dr is owned and occupied by an individual who bought it in August 2019.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	410 PLUMTREE DR, BEREA, KY 40403-9129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 30, 2019	Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 1, 2017	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Document Number	2013997987
Deed Book / Page	D00777 / 750
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	410 PLUMTREE DR, BEREA, KY 40403-9129
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2012/522
Date	Jan 13, 2021
Book Page	M2012/522
Instrument	2014027540

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	LEXINGTON, KY 40503

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 30, 2019
Property Address	410 PLUMTREE DR, BEREA, KY 40403-9129
Document Number	D00777/750
Book / Page	D00777 / 750
Map Reference	MB 11 PG 122
Instrument Date	Aug 28, 2019
Instrument	2013997987
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 SERENA WAY, 112, GEORGETOWN, KY 40324-8764

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 PLUMTREE DR, BEREA, KY 40403-9129
Mail Care Of	LISA J DEATON AND JEREMY TODD DEATON

Mortgage

Document Number	2013997988
Date	Aug 30, 2019
Instrument	2013997988

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Mortgage

Document Number	M01884/368
Date	Aug 30, 2019
Book Page	M01884/368
Instrument	2013997989

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2029

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 1, 2017
Property Address	410 PLUMTREE DR, BEREA, KY 40403-9129
Document Number	D00748/235
Book / Page	D00748 / 235
Map Reference	MB11 PG122
Instrument Date	Jul 28, 2017
Instrument	2013962481
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1006 WHIPPORWILL DR, 1006, BEREA, KY 40403-6521

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 PLUMTREE DR, BEREA, KY 40403-9129

Mortgage

Document Number	2013962482
Date	Aug 1, 2017
Instrument	2013962482

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 410 Plumtree Dr was $1,895 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00 Additional exemption filed	$201,000	$201,000
2023	$1,910.00	$197,000	$197,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 410 Plumtree Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 410 Plumtree Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Plumtree Dr

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