406 Plumtree Dr, Berea, KY 40403 Property Records

Madison County property record for 406 Plumtree Dr, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,194 sqft
OwnerIndividual Name on Record
Last Sale$179,900 (Feb 2022)
Tax Bill$1,696 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0073-0001-0035

Property Details

APN / Parcel Number

Primary APN0073-0001-0035
Alternative APNs
  • 111156
  • 74323
  • 40366

Interior

Stories1 Story
Building Area1,194 sqft Living Area

Exterior

Exterior MaterialBrick
Garage TypeAttached
Garage Area294 sqft
Parking Spaces1 Parking Space

Location & Zoning

Account Number40366
Street Address406 PLUMTREE DR
CityBEREA
StateKY
Zip40403-9129
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORELAND ESTS LOT 35
Legal SubdivisionMORELAND EST
Legal Block2
Legal Lot Number35
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group1
Census Block1098
Census Tract11202

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address406 PLUMTREE DR, BEREA, KY 40403-9129
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 8, 2022 · Amount on Record
Deed SaleFeb 8, 2022 · Amount on Record
Deed Document Number2014076077
Deed Book / PageD818 / 156
Record UpdatedJun 8, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateFeb 8, 2022
Property Address406 PLUMTREE DR, BEREA, KY 40403-9129
Document Number00D818/156
Book / PageD818 / 156
Map ReferenceCAB 11 SL 122
Instrument DateFeb 7, 2022
Instrument2014076077
Transaction TypeTransfer
Record UpdatedFeb 21, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address512 SCAFFOLD CANE RD, 512, BEREA, KY 40403-1886

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 PLUMTREE DR, BEREA, KY 40403-9129

Mortgage

Document Number2014076078
DateFeb 8, 2022
Instrument2014076078
Lender
NameKIND LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
MunicipalityBerea City
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,696.00 (-2.81%) Additional exemption filed$179,900 (-)$179,900 (-)
2023$1,745.00$179,900$179,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Plumtree Dr

Nearby Streets

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