Madison County property record for 405 Plumtree Dr, Berea, KY 40403
| Property Type | Single Family Home |
|---|---|
| Details | 1,311 sqft |
| Lot Size | 0.227 acres (9,908 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $202,900 (Sep 2021) |
| Tax Bill | $1,913 (2025) |
| Deeds & Mortgages | May 2021 Construction Loan Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0073-0001-0057 |
| Primary APN | 0073-0001-0057 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,311 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 9,908 sqft (0.227 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 68541 |
|---|---|
| Street Address | 405 PLUMTREE DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORELAND ESTS LOT 57 |
| Legal Subdivision | MORELAND EST |
| Legal Block | 2 |
| Legal Lot Number | 57 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1097 |
| Census Tract | 11202 |
Source: Madison County records, as of December 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 405 PLUMTREE DR, BEREA, KY 40403-9129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Construction Mortgage WHITAKER BANK INC |
| Sep 15, 2021 | Warranty Deed, Transfer · USDA Mortgage USDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2021 · Amount on Record |
| Deed Sale | Sep 15, 2021 · Amount on Record |
| Prior Sale | Apr 6, 2006 · Amount on Record |
| Deed Document Number | 202114053048 |
| Deed Book / Page | 811 / 398 |
| Prior Transfer Date | Feb 28, 2006 |
| Prior Transfer Doc | D0604/124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 405 PLUMTREE DR, BEREA, KY 40403-9129 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2058/183 |
|---|---|
| Date | May 28, 2021 |
| Book Page | M2058/183 |
| Instrument | 2014038810 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 15, 2021 |
| Property Address | 405 PLUMTREE DR, BEREA, KY 40403-9129 |
| Document Number | D811/398 |
| Book / Page | D811 / 398 |
| Map Reference | MB 11 PG 122 |
| Instrument Date | Sep 3, 2021 |
| Instrument | 2014053048 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $203.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 PLUMTREE DR, 405, BEREA, KY 40403-9129 |
| Name | Verified Name |
|---|---|
| Address | 405 PLUMTREE DR, BEREA, KY 40403-9129 |
| Document Number | 2014053049 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2014053049 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 396 Months |
| Due | Sep 3, 2054 |
| Document Number | 0M2092/123 |
|---|---|
| Date | Sep 15, 2021 |
| Book Page | M2092/123 |
| Instrument | 2014053050 |
| Name | FAHE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | BEREA, KY 40403 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,913.00 (-2.79%) | $202,900 (-) | $202,900 (-) |
| 2023 | $1,968.00 | $202,900 | $202,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 66% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407 |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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