Okaloosa County property record for 406 Evans Rd, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,845 sqft · built 1973 |
| Lot Size | 0.376 acres (16,369 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $1,548 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-7130-0 |
| Primary APN | C56-000-594-7130-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,845 sqft Living Area |
| Gross Area | 2,633 sqft |
| 1st Floor Area | 1,845 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 16,369 sqft (0.376 acres) |
| Lot Width | 117 ft Width |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 406 EVANS RD |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWER ACRES S/D BLK C S59.02 FT OF LOT 2 & N58.94 FT OF LOT 3 AS OR |
| Legal Range | 22W |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | TOWER ACRES S/D |
| Legal Block | C |
| Legal Lot Number | 20 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21002 |
406 Evans Rd is owner-occupied and held in a trust since August 2026.
Source: Okaloosa County records, as of August 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 406 EVANS RD, NICEVILLE, FL 32578-4504 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 11, 2021 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 3, 2026 |
| Transfer Doc | 0003832049 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 7, 2026 |
| Property Address | 406 EVANS RD, NICEVILLE, FL 32578-4504 |
| Document Number | 0003832049 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 20263832049 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 406 EVANS RD, NICEVILLE, FL 32578-4504 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 406 EVANS RD, NICEVILLE, FL 32578-4504 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 406 EVANS RD, NICEVILLE, FL 32578-4504 |
| Document Number | 0035174268 |
|---|---|
| Date | Jan 11, 2021 |
| Book Page | 3517/4268 |
| Instrument | 3421213 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | DESTIN, FL 32541 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 406 Evans Rd was $1,548 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,548.00 Homeowner's exemption | $170,334 | $287,518 Land $77,220 Building $210,298 |
| 2023 | $1,454.00 (+2.97%) Homeowner's exemption | $160,713 (+3%) | $274,515 (+6.08%) Land $65,179 Building $209,336 |
| 2022 | $1,412.00 Homeowner's exemption | $156,032 | $258,775 Land $62,075 Building $196,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 Evans Rd in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 units insured incl. 60 condo units |
| Nearby Flood Claims | 89 (1994–2020) |
| Claims Outside the SFHA | 20 of 89 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 406 Evans Rd is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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