410 Elm St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 410 Elm St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	1,496 sqft · built 1958
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,000 (Jan 2021)
Tax Bill	$11,002 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00523-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`03-00523-0000-00003`
Alternative APNs	`030052300003` `6262006`

Interior

Stories	1 Story
Building Area	1,496 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	6262006
Street Address	410 ELM ST
City	CRANFORD
State	NJ
Zip	07016-3015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LEHIGH PARK
Legal Block	523
Legal Lot Number	3
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4008
Census Tract	37300

Owner

Source: Union County and Cranford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	410 ELM ST, CRANFORD, NJ 07016-3015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Jan 17, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Jan 20, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on Record
Deed Sale	Jan 20, 2021 · Amount on Record
Prior Sale	Jun 16, 2000 · Amount on Record
Deed Document Number	2021666
Deed Book / Page	6397 / 2785
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	410 ELM ST, CRANFORD, NJ 07016-3015
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 ELM ST, CRANFORD, NJ 07016-3015

Mortgage

Document Number	0157452008
Date	Jan 8, 2026
Book Page	15745/2008
Instrument	87309

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	410 ELM ST, CRANFORD, NJ 07016-3015
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146412711
Date	Jan 17, 2020
Book Page	14641/2711
Instrument	685294

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 8, 2050

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jan 20, 2021
Property Address	410 ELM ST, CRANFORD, NJ 07016-3015
Document Number	0063972785
Book / Page	6397 / 2785
Instrument Date	Jan 13, 2021
Instrument	666
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,819.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 ELM ST, 410, CRANFORD, NJ 07016-3015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 ELM ST, CRANFORD, NJ 07016-3015

Mortgage

Document Number	1732
Date	Jan 20, 2021
Instrument	1732

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Union County and Cranford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$151,800 (-) Land $66,700 Building $85,100	$151,800 (-) Land $66,700 Building $85,100
2025	$11,002.00 (+6.92%)	$151,800 (-) Land $66,700 Building $85,100	$151,800 (-) Land $66,700 Building $85,100
2024	$10,290.00 (+2.52%)
2023		$151,800 Land $66,700 Building $85,100	$151,800 Land $66,700 Building $85,100
2022	$10,037.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (2007–2021)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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