401 Elm St, Cranford, NJ 07016 Property Records

Union County and Cranford Township property record for 401 Elm St, Cranford, NJ 07016

Property Summary

Property Type	Single Family Home
Details	2,012 sqft · built 1928
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$359,000 (Mar 2017)
Tax Bill	$12,822 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00518-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`03-00518-0000-00011`
Alternative APNs	`030051800011` `6175003`

Interior

Stories	2 Stories
Building Area	2,012 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	6175003
Street Address	401 ELM ST
City	CRANFORD
State	NJ
Zip	07016-3014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LEHIGH PARK
Legal Block	518
Legal Lot Number	11
Jurisdiction	UNION NJ
Township / Civil Division	CRANFORD
Census Block Group	4
Census Block	4001
Census Tract	37300

Owner

Source: Union County and Cranford Township records · APN 03-00518-0000-00011

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	401 ELM ST, CRANFORD, NJ 07016-3014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 06, 2017 · Amount on Record
Deed Sale	Mar 06, 2017 · Amount on Record
Prior Sale	Apr 10, 2006 · Amount on Record
Deed Document Number	2017284062
Last Transfer Date	Aug 22, 2024
Transfer Doc	0065552493
Record Updated	Sep 20, 2026

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Mar 06, 2017
Property Address	401 ELM ST, CRANFORD, NJ 07016-3014
Document Number	0061760085
Book / Page	006176 / 000085
Instrument Date	Jan 15, 2017
Instrument	284062
Transaction Type	Transfer
Record Updated	May 26, 2017
Title Company	LAND QUEST TITLE AGENCY INC, LAND QUEST TITLE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$359.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 ELM ST CRANFORD NJ 070163014, CRANFORD, NJ 07016-3014

Mortgage

Document Number	142420801
Date	Mar 06, 2017
Book Page	014242/000801
Instrument	637620

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 05, 2047

Tax Assessment & Valuation

Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Cranford Township
Unified School District	Cranford Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,900 (-) Land $66,700 Building $110,200	$176,900 (-) Land $66,700 Building $110,200
2025	$12,822.00 (+6.92%)	$176,900 (-) Land $66,700 Building $110,200	$176,900 (-) Land $66,700 Building $110,200
2024	$11,992.00 (+2.53%)
2023		$176,900 Land $66,700 Building $110,200	$176,900 Land $66,700 Building $110,200
2022	$11,696.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), as of September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390373004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (2007–2021)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

Based on FCC filings for 536 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ2004002, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.