Union County and Cranford Township property record for 503 Elm St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,264 sqft · built 1920 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $327,000 (Sep 2003) |
| Tax Bill | $9,959 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00517-0000-00019 |
| Primary APN | 03-00517-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,264 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Account Number | 6159003 |
|---|---|
| Street Address | 503 ELM ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-3016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LEHIGH PARK |
| Legal Block | 517 |
| Legal Lot Number | 19 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 37300 |
Source: Union County and Cranford Township records · APN 03-00517-0000-00019
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 503 ELM ST, CRANFORD, NJ 07016-3016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Aug 05, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 02, 2019 | Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 22, 2003 · Amount on Record |
| Deed Sale | Sep 22, 2003 · Amount on Record |
| Prior Sale | Jul 21, 1998 · Amount on Record |
| Deed Book / Page | 5391 / 801 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 12, 2026 |
| Property Address | 503 ELM ST, CRANFORD, NJ 07016-3016 |
| Document Number | 0000093538 |
| Book / Page | 15815 / 2222 |
| Instrument Date | Jun 02, 2026 |
| Instrument | 202693538 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 503 ELM ST, CRANFORD, NJ 07016-3016 |
| Document Number | 0000093538, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 15815/2222 |
| Instrument | 202693538 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jun 07, 2066 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 503 ELM ST, CRANFORD, NJ 07016-3016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0145810398 |
|---|---|
| Date | Aug 05, 2019 |
| Book Page | 14581/0398 |
| Instrument | 676469 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 503 ELM ST, CRANFORD, NJ 07016-3016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0146230246 |
|---|---|
| Date | Dec 02, 2019 |
| Book Page | 14623/0246 |
| Instrument | 682589 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Union County and Cranford Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $137,400 (-) Land $66,700 Building $70,700 | $137,400 (-) Land $66,700 Building $70,700 | |
| 2025 | $9,959.00 (+6.93%) | $137,400 (+1.33%) Land $66,700 Building $70,700 | $137,400 (+1.33%) Land $66,700 Building $70,700 |
| 2024 | $9,314.00 (+3.89%) | ||
| 2023 | $135,600 Land $66,700 Building $68,900 | $135,600 Land $66,700 Building $68,900 | |
| 2022 | $8,965.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 8 (2007–2021) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile USA.
Based on FCC filings for 536 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures