410 Eagle Terrace Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 410 Eagle Terrace Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,350 sqft · built 1988
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Aug 2023)
Tax Bill	$4,365 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Mar 2019 Sale & Mortgage
APN	`04-30-0-315-004`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-315-004`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,350 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	5,227 sqft (0.12 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Deck Area	96 sqft
Patio Area	96 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	410 EAGLE TERRACE DR
City	O FALLON
State	IL
Zip	62269-1932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE RIDGE SUB LOT/SEC-4 A02788515
Legal Subdivision	EAGLE RIDGE SUB
Legal Block	315
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1036
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	410 EAGLE TERRACE DR, O FALLON, IL 62269-1932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
Mar 29, 2019	Warranty Deed, Transfer · Conventional Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Document Number	20232788515
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 7, 2023
Property Address	410 EAGLE TERRACE DR, O FALLON, IL 62269-1932
Document Number	0A02788515
Map Reference	MB 83 PG 27
Instrument Date	Aug 7, 2023
Instrument	A02788515
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & COUNTRY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	410 EAGLE TERRACE DR, O FALLON, IL 62269-1932
Investor	Possibly a Property Investor

Mortgage

Document Number	0A02788516
Date	Aug 7, 2023
Instrument	A02788516

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 29, 2019
Property Address	410 EAGLE TERRACE DR, O FALLON, IL 62269-1932
Document Number	00A2608199
Instrument Date	Mar 28, 2019
Instrument	2608199
Transaction Type	Transfer
Record Updated	Apr 15, 2019
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 COLLEEN DR O FALLON IL 622693404, O FALLON, IL 62269-3404

Mortgage

Document Number	A2608200
Date	Mar 29, 2019
Instrument	2608200

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

Interest

Rate Type	Fixed Rate
Rate	5.12%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,365.00 (+9.43%) Homeowner's exemption	$66,455 (+9.62%) Land $9,484 Building $56,971	$199,365 (+9.62%) Land $28,452 Building $170,913
2024	$3,989.00	$60,623 (+22.55%) Land $8,652 Building $51,971	$181,869 (+22.55%) Land $25,956 Building $155,913
2022		$49,468 Land $7,060 Building $42,408	$148,404 Land $21,180 Building $127,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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