401 Eagle Terrace Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 401 Eagle Terrace Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	1,732 sqft · built 1988
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (Jul 1999)
Tax Bill	$4,748 (2024)
Deeds & Mortgages	Jan 2026 Transfer Mar 2022 Transfer + 1 more
APN	`04-30-0-304-019`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-304-019`

Interior

Stories	1 Story
Building Area	1,732 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Lot Area	5,227 sqft (0.119 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	208 sqft
Patio Area	208 sqft
Fence	Fence
Canopy	32 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	401 EAGLE TERRACE DR
City	O FALLON
State	IL
Zip	62269-1933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE RIDGE SUB LOT/SEC-7 A02738298
Legal Subdivision	EAGLE RIDGE SUB
Legal Lot Number	7
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1032
Census Tract	504354

Owner

Source: St. Clair County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1126 SE SABINA LN, PORT SAINT LUCIE, FL 34983-3228
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Intrafamily Transfer, Transfer
Mar 3, 2022	Intrafamily Transfer, Transfer
Mar 6, 2017	Deed of Trust, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 1999 · Amount on Record
Deed Sale	Jul 2, 1999 · Amount on Record
Prior Sale	Mar 3, 2022
Deed Document Number	00A1504807
Deed Book / Page	04
Last Transfer Date	Jan 9, 2026
Transfer Doc	0A02871235
Record Updated	Jun 8, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Jan 9, 2026
Property Address	401 EAGLE TERRACE DR, O FALLON, IL 62269-1933
Document Number	0A02871235
Map Reference	MB 83 PG 27
Instrument Date	Jan 9, 2026
Instrument	A02871235
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1126 SE SABINA LN, PORT SAINT LUCIE, FL 34983-3228

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	Mar 3, 2022
Property Address	401 EAGLE TERRACE DR, O FALLON, IL 62269-1933
Document Number	0A02738298
Map Reference	MB 83 PG 27
Instrument Date	Mar 3, 2022
Instrument	A02738298
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1126 SE SAGIN LANE, PORT SAINT LUCIE, FL 34983

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 EAGLE TERRACE DR, O FALLON, IL 62269-1933

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	401 EAGLE TERRACE DR, O FALLON, IL 62269-1933
Document Number	00A2530296
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 EAGLE TERRACE DR O FALLON IL 622691933, O FALLON, IL 62269-1933

Mortgage

Document Number	00A2530296
Date	Mar 17, 2017
Instrument	2530296

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 16, 2032

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,748.00	$65,018 (+22.55%) Land $8,219 Building $56,799	$195,054 (+22.55%) Land $24,657 Building $170,397
2022		$53,054 Land $6,707 Building $46,347	$159,162 Land $20,121 Building $139,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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