414 Eagle Terrace Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 414 Eagle Terrace Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,383 sqft · built 1988
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$206,000 (Aug 2024)
Tax Bill	$4,240 (2025)
Deeds & Mortgages	May 2021 Mortgage
APN	`04-30-0-315-001`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-315-001`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,383 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	5,227 sqft (0.12 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	414 EAGLE TERRACE DR
City	O FALLON
State	IL
Zip	62269-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE RIDGE SUB LOT/SEC-3 A02823378
Legal Subdivision	EAGLE RIDGE SUB
Legal Block	315
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1036
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	414 EAGLE TERRACE DR, O FALLON, IL 62269-1934
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2024 · Amount on Record
Deed Sale	Aug 28, 2024 · Amount on Record
Prior Sale	May 1, 1998 · Amount on Record
Deed Document Number	20242823378
Prior Transfer Date	Mar 3, 2021
Prior Transfer Doc	00A2698423
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR IL
Recording Date	May 4, 2021
Property Address	414 EAGLE TERRACE DR, O FALLON, IL 62269-1934
Document Number	0A02698423
Map Reference	MB83 PG 27
Instrument Date	Mar 3, 2021
Instrument	A02698423
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	414 EAGLE TERRACE DR, O FALLON, IL 62269-1934

Mortgage

Document Number	0A02698424
Date	May 4, 2021
Instrument	A02698424

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,240.00 (+20.87%) Homeowner's exemption Senior Citizen's exemption	$64,728 (+9.62%) Land $9,463 Building $55,265	$194,184 (+9.62%) Land $28,389 Building $165,795
2024	$3,508.00	$59,048 (+22.55%) Land $8,633 Building $50,415	$177,144 (+22.55%) Land $25,899 Building $151,245
2022		$48,182 Land $7,044 Building $41,138	$144,546 Land $21,132 Building $123,414

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: ClearWave, Wisper ISP.

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