410 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 410 E Main St, Westminster, MD 21157

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	1 ba · 1,760 sqft · built 1920
Lot Size	0.366 acres (15,960 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2021)
Tax Bill	$3,083 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-032382`

Property Details

APN / Parcel Number

Primary APN	`07-032382`
Alternative APNs	`7032382` `032382`

Interior

Stories	2 Stories
Building Area	1,760 sqft Total Area
1st Floor Area	1,760 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	15,960 sqft (0.366 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	032382
Street Address	410 E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5520
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	R-100
Legal Description	LT 3 - 15960 SF 410 E MAIN ST WESTMINSTER
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1006
Census Tract	507802

Owner

Source: Carroll County records · APN 07-032382

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	410 E MAIN ST, WESTMINSTER, MD 21157-5520
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2021 · Amount on Record
Deed Sale	Aug 20, 2021 · Amount on Record
Prior Sale	Jul 25, 2001 · Amount on Record
Deed Book / Page	10415 / 408
Transfer Doc	0000001994
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 20, 2021
Property Address	410 E MAIN ST, WESTMINSTER, MD 21157-5520
Document Number	0104150408
Book / Page	10415 / 408
Instrument Date	Aug 04, 2021
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMT & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	410 E MAIN ST, WESTMINSTER, MD 21157-5520

Mortgage

Document Number	0010415414
Date	Aug 20, 2021
Instrument	10415/414

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,500 (+25.8%) Land $147,600 Building $147,900	$295,500 (+25.8%) Land $147,600 Building $147,900
2025	$3,083.00 (+16.16%)
2023	$2,654.00	$234,900 Land $147,600 Building $87,300	$234,900 Land $147,600 Building $87,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 11, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber Fiber	1,000 / 1,000

May also be available: Quantum Telecommunications, Verizon.

Based on FCC filings for 325 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF WESTMINSTER serves 35,256 people
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.