Carroll County property record for 405 E Main St, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 1934 |
| Square Footage | 1,589 sqft Total Area |
| Lot Size | 9,975 sqft (0.229 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $112,000 (2002) |
| Tax Bill | $2,042.00 (2025) |
| Primary APN | 07-028067 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,589 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,975 sqft (0.229 acres) |
| Depth X Width | 203 ft x 51 ft Depth x Width |
| Porch Area | 168 sqft Porch |
| Heating System | Baseboard Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 028067 |
|---|---|
| Street Address | 405 E MAIN ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-5519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 2, PT 1 -9975 SF N/S E MAIN ST LYNCH & ORENDORFF ADD |
| Legal Subdivision | ORENDORFF ADD |
| Legal Lot Number | 2 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 1 |
| Census Block | 1044 |
| Census Tract | 507602 |
Source: Carroll County records · APN 07-028067
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 E MAIN ST, WESTMINSTER, MD 21157-5519 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 26, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 04, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 11, 2002 · Amount on Record |
| Deed Sale | Jun 11, 2002 · Amount on Record |
| Deed Doc Number | 200215955 |
| Deed Book / Page | 2936 / 84 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 405 E MAIN ST, WESTMINSTER, MD 21157-5519 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 405 E MAIN ST, WESTMINSTER, MD 21157-5519 |
| Document Number | 0108930001 |
|---|---|
| Date | Sep 26, 2022 |
| Book Page | 10893/1 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Aug 17, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 405 E MAIN ST, WESTMINSTER, MD 21157-5519 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094680128 |
|---|---|
| Date | Nov 04, 2019 |
| Book Page | 9468/0128 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $220,600 (+34.68%) Land $74,800 Building $145,800 | $220,600 (+34.68%) Land $74,800 Building $145,800 | |
| 2025 | $2,042.00 (+10.38%) Homeowner's exemption | ||
| 2023 | $1,850.00 Homeowner's exemption | $163,800 Land $74,800 Building $89,000 | $163,800 Land $74,800 Building $89,000 |
405 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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