Carroll County property record for 404 E Main St, Westminster, MD 21157 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1916 |
| Square Footage | 2,400 sqft Total Area |
| Lot Size | 29,891 sqft (0.686 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $282,000 (2021) |
| Tax Bill | $3,710.00 (2025) |
| Primary APN | 07-012926 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,400 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 29,891 sqft (0.686 acres) |
| Depth X Width | 231 ft x 100 ft Depth x Width |
| Shed | 1 Shed |
| Shed Area | 520 sqft Shed |
| Porch Area | 1,192 sqft Porch |
| Heating System | Radiant Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 012926 |
|---|---|
| Street Address | 404 E MAIN ST |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6685 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT - 29891 SF 404 E MAIN ST WESTMINSTER |
| Legal Subdivision | WESTMINSTER |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 507802 |
Source: Carroll County records · APN 07-012926
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 E MAIN ST, WESTMINSTER, MD 21157-6685 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 13, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jun 01, 2021 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 01, 2021 · Amount on Record |
| Deed Sale | Jun 01, 2021 · Amount on Record |
| Prior Sale | May 30, 1995 · Amount on Record |
| Deed Book / Page | 10296 / 472 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 404 E MAIN ST, WESTMINSTER, MD 21157-6685 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 404 E MAIN ST, WESTMINSTER, MD 21157-6685 |
| Document Number | 0111300369 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 11130/369 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 332 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Jun 01, 2021 |
| Property Address | 404 E MAIN ST, WESTMINSTER, MD 21157-6685 |
| Document Number | 0102960472 |
| Book / Page | 10296 / 472 |
| Instrument Date | May 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | PT TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 404 E MAIN ST, WESTMINSTER, MD 21157-6685 |
| Document Number | 0010296478 |
|---|---|
| Date | Jun 01, 2021 |
| Instrument | 10296/478 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Number | 0102970001 |
|---|---|
| Date | Jun 01, 2021 |
| Book Page | 10297/1 |
| Name | JULIA O MAUGANS |
|---|---|
| Type | Private Party |
| Address | 3871 MCMULLEN RD, TANEYTOWN, MD 21787 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | May 19, 2026 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $363,300 (+35.97%) Land $104,700 Building $258,600 | $363,300 (+35.97%) Land $104,700 Building $258,600 | |
| 2025 | $3,710.00 (+22.89%) | ||
| 2023 | $3,019.00 | $267,200 Land $104,700 Building $162,500 | $267,200 Land $104,700 Building $162,500 |
404 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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