410 E Jefferson St, O Fallon, IL 62269 Property Records

St. Clair County property record for 410 E Jefferson St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 990 sqft · built 2007
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Sep 2026)
Tax Bill	$6,835 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Nov 2020 Sale & Mortgage + 1 more
APN	`04-29-0-111-012`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-111-012`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	990 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Mixed
Garage Area	357 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	150 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	410 E JEFFERSON ST
City	O FALLON
State	IL
Zip	62269-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS 4TH ADD TO O FALLON LOT/SEC-5 A02674677
Legal Subdivision	PENNS 4TH ADD
Legal Block	111
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2013
Census Tract	504351

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	410 E JEFFERSON ST, O FALLON, IL 62269-1437
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORPORATION
Nov 6, 2020	Warranty Deed, Transfer · Conventional with PMI F&B ACQUISITION
Mar 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2026 · Amount on File
Deed Sale	Sep 2, 2026 · Amount on File
Prior Sale	Nov 6, 2020 · Amount on File
Deed Document Number	20262894531
Prior Transfer Date	Mar 7, 2017
Prior Transfer Doc	00A2529213
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 2, 2026
Property Address	410 E JEFFERSON ST, O FALLON, IL 62269-1437
Document Number	0002894531
Instrument Date	Aug 14, 2026
Instrument	20262894531
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	COMMUNITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	410 E JEFFERSON ST, O FALLON, IL 62269-1437

Mortgage

Date	Sep 2, 2026

Lender

Name	LEADER ONE FINANCIAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 6, 2020
Property Address	410 E JEFFERSON ST, O FALLON, IL 62269-1437
Document Number	00A2674677
Instrument Date	Oct 22, 2020
Instrument	2674677
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$311.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1155 VILLAGE CREEK LN #2 MOUNT PLEASANT SC 294646168, 2, MOUNT PLEASANT, SC 29464-6168

Mortgage

Document Number	A2674678
Date	Nov 6, 2020
Instrument	2674678

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2050

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 8, 2017
Property Address	410 E JEFFERSON ST, O FALLON, IL 62269-1437
Document Number	00A2529213
Instrument Date	Mar 7, 2017
Instrument	2529213
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	410 E JEFFERSON ST O FALLON IL 622691437, O FALLON, IL 62269-1437

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,835.00 (+16.48%) Homeowner's exemption	$94,824 (+9.62%) Land $5,177 Building $89,647	$284,472 (+9.62%) Land $15,531 Building $268,941
2024	$5,868.00	$86,503 (+22.55%) Land $4,723 Building $81,780	$259,509 (+22.55%) Land $14,169 Building $245,340
2022		$70,586 Land $3,854 Building $66,732	$211,758 Land $11,562 Building $200,196

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, i3 Broadband, Verizon, Wisper ISP.

Nearby Properties on E Jefferson St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures