St. Clair County property record for 417 E Jefferson St, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 1,296 sqft · built 1956 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $123,500 (Mar 2018) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2021 Transfer + 1 more |
| APN | 04-29-0-117-011 |
| Primary APN | 04-29-0-117-011 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,296 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Cooling System | Central |
|---|
| Street Address | 417 E JEFFERSON ST |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-1438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENNS 4TH ADD TO O FALLON LOT/SEC-38 A02711540 |
| Legal Subdivision | PENNS |
| Legal Lot Number | 38 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 504351 |
Source: St. Clair County records · APN 04-29-0-117-011
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 417 E JEFFERSON ST, O FALLON, IL 62269-1438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 09, 2021 | Intrafamily Transfer, Transfer COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Mar 07, 2018 | Warranty Deed, Transfer · FHA Mortgage GERSHMAN MTG |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Mar 07, 2018 · Amount on Record |
| Deed Sale | Mar 07, 2018 · Amount on Record |
| Prior Sale | Mar 07, 2018 · Amount on Record |
| Deed Document Number | 00A2569410 |
| Last Transfer Date | Aug 09, 2021 |
| Transfer Doc | 0A02711540 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 417 E JEFFERSON ST, O FALLON, IL 62269-1438 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0A02699212 |
|---|---|
| Date | May 10, 2021 |
| Instrument | A02699212 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Aug 09, 2021 |
| Property Address | 417 E JEFFERSON ST, O FALLON, IL 62269-1438 |
| Document Number | 0A02711540 |
| Map Reference | MB O PG 21 |
| Instrument Date | Aug 04, 2021 |
| Instrument | A02711540 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 417 E JEFFERSON ST, O FALLON, IL 62269-1438 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Mar 07, 2018 |
| Property Address | 417 E JEFFERSON ST, O FALLON, IL 62269-1438 |
| Document Number | 00A2569410 |
| Instrument Date | Mar 05, 2018 |
| Instrument | 2569410 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2018 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $185.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 525 PONDEROSA AVE #8 O FALLON IL 622692567, 8, O FALLON, IL 62269-2567 |
| Document Number | A2569411 |
|---|---|
| Date | Mar 07, 2018 |
| Instrument | 2569411 |
| Name | GERSHMAN MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017-2026 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 06, 2048 |
| Rate | 4.75% |
|---|
Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $35,613 Land $3,812 Building $31,801 | $106,839 Land $11,436 Building $95,403 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Delta Communications, Verizon, WH i3B Bidco LLC/WH i3B Topco, Wisper ISP.
Based on FCC filings for 444 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | O FALLON serves 46,603 people |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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