402 E Jefferson St, O Fallon, IL 62269 Property Records

St. Clair County property record for 402 E Jefferson St, O Fallon, IL 62269 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,116 sqft · built 1951
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Sep 2025 Line of Credit
APN	`04-29-0-111-022`

Property Details

APN / Parcel Number

Primary APN	`04-29-0-111-022`

Interior

Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	2,232 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1985
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Garage Area	28,000 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	402 E JEFFERSON ST
City	O FALLON
State	IL
Zip	62269-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENNS 4TH ADD TO O FALLON LOT/SEC-1 LT 1 & 2 BK 3205-1228
Legal Subdivision	PENNS
Legal Lot Number	1-2 2
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2013
Census Tract	504351

Owner

Source: St. Clair County records · APN 04-29-0-111-022

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	402 E JEFFERSON ST, O FALLON, IL 62269-1437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 07, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	402 E JEFFERSON ST, O FALLON, IL 62269-1437
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02861424
Date	Sep 26, 2025
Instrument	A02861424

Lender

Name	SCOTT CU
Type	Credit Union
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 25, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Assessed Value	Assessed Market Value
2022	$39,225 Land $6,253 Building $32,972	$117,675 Land $18,759 Building $98,916

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171635043512, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 444 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: WH i3B Bidco LLC/WH i3B Topco, Wisper ISP, Verizon, Delta Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.