410 Central Ave, Frostproof, FL 33843 Property Records

Polk County property record for 410 Central Ave, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,130 sqft · built 1980
Lot Size	0.413 acres (17,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (May 2020)
Tax Bill	$1,537 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-32-07-985800-005180`

Property Details

APN / Parcel Number

Primary APN	`28-32-07-985800-005180`
Alternative APNs	`073228985800005180` `73228000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,130 sqft Living Area
1st Floor Area	960 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	17,995 sqft (0.413 acres)
Lot Dimensions	120 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Florida Room
Porch Area	218 sqft
Shed	1 Shed
Utility Building	70 sqft

Location & Zoning

Street Address	410 CENTRAL AVE
City	FROSTPROOF
State	FL
Zip	33843-9134
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUN RAY HOMES PLAT NO 2 PB 44 PG 26 BLK 5 LOTS 18 & 19
Legal Range	28E
Legal Township	32S
Legal Section	07
Legal Subdivision	SUN RAY HOMES PLAT NO 2
Legal Tract	985800
Legal Block	5
Legal Lot Number	18,19
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	2
Census Block	2041
Census Tract	15801

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2968 ALA PUUMALU PL, HONOLULU, HI 96818-1645
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2020 · Amount on Record
Deed Sale	May 6, 2020 · Amount on Record
Prior Sale	Oct 26, 2005 · Amount on Record
Deed Document Number	202092795
Deed Book / Page	11227 / 1812
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 6, 2020
Property Address	410 CENTRAL AVE, FROSTPROOF, FL 33843-9134
Document Number	0112271812
Book / Page	011227 / 001812
Instrument Date	May 4, 2020
Instrument	92795
Transaction Type	Transfer
Record Updated	May 25, 2020
Title Company	OAK HARBOR TITLE SERVICES LLC, OAK HARBOR TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	410 CENTRAL AVE FROSTPROOF FL 338439134, FROSTPROOF, FL 33843-9134

Mortgage

Document Number	112271814
Date	May 6, 2020
Book Page	011227/001814
Instrument	92796

Lender

Name	BRIDGEVIEW MTG
Type	Mortgage Company
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,343 (+1%)	$136,774 (+0.19%) Land $21,000 Building $115,774
2025	$1,537.00 (-20.28%)	$106,675 (-19.44%)	$136,518 (+3.1%) Land $21,000 Building $115,518
2023	$1,928.00 (+11.38%)	$132,411 (+17.67%) Land $13,500 Building $118,911	$132,411 (+17.67%) Land $13,500 Building $118,911
2022	$1,731.00	$112,527 Land $7,700 Building $104,827	$112,527 Land $7,700 Building $104,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20