Polk County property record for 418 Central Ave, Frostproof, FL 33843
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,944 sqft · built 2025 |
| Lot Size | 0.207 acres (8,995 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $278,900 (Nov 2025) |
| Tax Bill | $271 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-32-07-985800-005140 |
| Primary APN | 28-32-07-985800-005140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,944 sqft Living Area |
| Gross Area | 2,364 sqft |
| 1st Floor Area | 1,944 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,995 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Unfinished Open Porch |
| Street Address | 418 CENTRAL AVE |
|---|---|
| City | FROSTPROOF |
| State | FL |
| Zip | 33843-9134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN RAY HOMES PLAT NO 2 PB 44 PG 26 BLK 5 LOT 14 |
| Legal Range | 28E |
| Legal Township | 32S |
| Legal Section | 07 |
| Legal Subdivision | SUN RAY HOMES PLAT NO 2 |
| Legal Tract | 985800 |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Township / Civil Division | FROSTPROOF |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 15801 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 418 CENTRAL AVE, FROSTPROOF, FL 33843-9134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2025 · Amount on Record |
| Deed Sale | Nov 20, 2025 · Amount on Record |
| Prior Sale | Apr 9, 2021 · Amount on Record |
| Deed Document Number | 2025274564 |
| Deed Book / Page | 13784 / 1415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 20, 2025 |
| Property Address | 418 CENTRAL AVE, FROSTPROOF, FL 33843-9134 |
| Document Number | 0000274564 |
| Book / Page | 13784 / 1415 |
| Map Reference | MB 44 PG 26 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025274564 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | INSURED TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,952.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Address | 418 CENTRAL AVE, FROSTPROOF, FL 33843-9134 |
| Document Number | 0137841417 |
|---|---|
| Date | Nov 20, 2025 |
| Instrument | 13784/1417 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,982 (+680.87%) | $255,821 (+1,118.2%) Land $21,000 Building $234,821 | |
| 2025 | $271.00 (+19.38%) | $21,000 (-) Land $21,000 | $21,000 (-) Land $21,000 |
| 2024 | $227.00 (+15.82%) | $21,000 (+55.56%) Land $21,000 | $21,000 (+55.56%) Land $21,000 |
| 2023 | $196.00 (+35.17%) | $13,500 (+75.32%) Land $13,500 | $13,500 (+75.32%) Land $13,500 |
| 2022 | $145.00 | $7,700 Land $7,700 | $7,700 Land $7,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Oct 2005 · Hurricane Wilma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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