Polk County property record for 318 Central Ave, Frostproof, FL 33843
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 968 sqft · built 1980 |
| Lot Size | 0.207 acres (8,995 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,500 (Aug 2023) |
| Tax Bill | $1,696 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Jun 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-32-07-985800-004080 |
| Primary APN | 28-32-07-985800-004080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| 1st Floor Area | 968 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,995 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 228 sqft |
| Carport | Carport |
| Carport Area | 228 sqft |
| Pool House | Pool House |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 173 sqft |
| Shed | 1 Shed |
| Utility Building | 70 sqft |
| Cooling System | Central |
|---|
| Street Address | 318 CENTRAL AVE |
|---|---|
| City | FROSTPROOF |
| State | FL |
| Zip | 33843-9133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN RAY HOMES PLAT 2 PB 44 PG 26 BLK 4 LOT 8 |
| Legal Range | 28E |
| Legal Township | 32S |
| Legal Section | 07 |
| Legal Subdivision | SUN RAY HOMES PLAT NO 2 |
| Legal Tract | 985800 |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | POLK FL |
| Township / Civil Division | FROSTPROOF |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 15801 |
Source: Polk County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 611 PALMER RD, 51, YONKERS, NY 10701-5168 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Aug 9, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Jun 21, 2017 | Warranty Deed, Transfer · Conventional with PMI MORTGAGE FIRM |
| Mar 6, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2023 · Amount on Record |
| Deed Sale | Aug 9, 2023 · Amount on Record |
| Prior Sale | Jun 21, 2017 · Amount on Record |
| Deed Document Number | 2023185584 |
| Deed Book / Page | 12794 / 289 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 9, 2023 |
| Property Address | 318 CENTRAL AVE, FROSTPROOF, FL 33843-9133 |
| Document Number | 0000185584 |
| Book / Page | 12794 / 289 |
| Map Reference | MB 44 PG 26 |
| Instrument Date | Aug 4, 2023 |
| Instrument | 2023185584 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $997.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3623 GIORGIO DR, WINTER HAVEN, FL 33884-3475 |
| Name | Verified Name |
|---|---|
| Address | 611 PALMER RD APT 5T, 5T, YONKERS, NY 10701-5179 |
| Document Number | 0012794290 |
|---|---|
| Date | Aug 9, 2023 |
| Instrument | 12794/290 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 21, 2017 |
| Property Address | 318 CENTRAL AVE, FROSTPROOF, FL 33843-9133 |
| Document Number | 0101821838 |
| Book / Page | 010182 / 001838 |
| Instrument Date | Jun 13, 2017 |
| Instrument | 118276 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2017 |
| Title Company | REAL ESTATE TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $434.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 CENTRAL AVE FROSTPROOF FL 338439133, FROSTPROOF, FL 33843-9133 |
| Document Number | 101821839 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 010182/001839 |
| Instrument | 118277 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 6, 2017 |
| Property Address | 318 CENTRAL AVE, FROSTPROOF, FL 33843-9133 |
| Document Number | 0100821401 |
| Book / Page | 010082 / 001401 |
| Instrument Date | Nov 14, 2016 |
| Instrument | 43104 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 755 FUSSELL RD POLK CITY FL 338687619, POLK CITY, FL 33868-7619 |
Source: Polk County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,696.00 (-9.11%) | $131,201 (+5.24%) Land $21,000 Building $110,201 | $131,201 (+5.24%) Land $21,000 Building $110,201 |
| 2023 | $1,866.00 (+10.74%) | $124,666 (+15.9%) Land $13,500 Building $111,166 | $124,666 (+15.9%) Land $13,500 Building $111,166 |
| 2022 | $1,685.00 | $107,561 Land $7,700 Building $99,861 | $107,561 Land $7,700 Building $99,861 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Oct 2005 · Hurricane Wilma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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