318 Central Ave, Frostproof, FL 33843 Property Records

Polk County property record for 318 Central Ave, Frostproof, FL 33843

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 968 sqft · built 1980
Lot Size0.207 acres (8,995 sqft)
OwnerIndividual Name on Record
Last Sale$142,500 (Aug 2023)
Tax Bill$1,696 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jun 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-32-07-985800-004080

Property Details

APN / Parcel Number

Primary APN28-32-07-985800-004080
Alternative APNs
  • 073228985800004080
  • 73228000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area968 sqft Living Area
1st Floor Area968 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area8,995 sqft (0.207 acres)
Lot Dimensions120 ft deep x 75 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area228 sqft
CarportCarport
Carport Area228 sqft

Exterior Amenities

Pool HousePool House
PorchUnfinished Open Porch
Porch Area173 sqft
Shed1 Shed
Utility Building70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address318 CENTRAL AVE
CityFROSTPROOF
StateFL
Zip33843-9133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUN RAY HOMES PLAT 2 PB 44 PG 26 BLK 4 LOT 8
Legal Range28E
Legal Township32S
Legal Section07
Legal SubdivisionSUN RAY HOMES PLAT NO 2
Legal Tract985800
Legal Block4
Legal Lot Number8
JurisdictionPOLK FL
Township / Civil DivisionFROSTPROOF
Census Block Group2
Census Block2034
Census Tract15801

Owner

Source: Polk County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address611 PALMER RD, 51, YONKERS, NY 10701-5168
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2023Warranty Deed, Transfer · Conventional Mortgage
NEWREZ LLC
Jun 21, 2017Warranty Deed, Transfer · Conventional with PMI
MORTGAGE FIRM
Mar 6, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 9, 2023 · Amount on Record
Deed SaleAug 9, 2023 · Amount on Record
Prior SaleJun 21, 2017 · Amount on Record
Deed Document Number2023185584
Deed Book / Page12794 / 289
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateAug 9, 2023
Property Address318 CENTRAL AVE, FROSTPROOF, FL 33843-9133
Document Number0000185584
Book / Page12794 / 289
Map ReferenceMB 44 PG 26
Instrument DateAug 4, 2023
Instrument2023185584
Transaction TypeTransfer
Record UpdatedAug 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$997.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3623 GIORGIO DR, WINTER HAVEN, FL 33884-3475

Transferred To (Grantee/Buyer)

NameVerified Name
Address611 PALMER RD APT 5T, 5T, YONKERS, NY 10701-5179

Mortgage

Document Number0012794290
DateAug 9, 2023
Instrument12794/290
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 21, 2017
Property Address318 CENTRAL AVE, FROSTPROOF, FL 33843-9133
Document Number0101821838
Book / Page010182 / 001838
Instrument DateJun 13, 2017
Instrument118276
Transaction TypeTransfer
Record UpdatedJul 11, 2017
Title CompanyREAL ESTATE TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$434.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address318 CENTRAL AVE FROSTPROOF FL 338439133, FROSTPROOF, FL 33843-9133

Mortgage

Document Number101821839
DateJun 21, 2017
Book Page010182/001839
Instrument118277
Lender
NameMORTGAGE FIRM
TypeMortgage Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 20, 2047

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMar 6, 2017
Property Address318 CENTRAL AVE, FROSTPROOF, FL 33843-9133
Document Number0100821401
Book / Page010082 / 001401
Instrument DateNov 14, 2016
Instrument43104
Transaction TypeTransfer
Record UpdatedJun 16, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$290.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address755 FUSSELL RD POLK CITY FL 338687619, POLK CITY, FL 33868-7619

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,696.00 (-9.11%)$131,201 (+5.24%) Land $21,000 Building $110,201$131,201 (+5.24%) Land $21,000 Building $110,201
2023$1,866.00 (+10.74%)$124,666 (+15.9%) Land $13,500 Building $111,166$124,666 (+15.9%) Land $13,500 Building $111,166
2022$1,685.00$107,561 Land $7,700 Building $99,861$107,561 Land $7,700 Building $99,861

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Most Recent ClaimOct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 60% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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