410 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 410 Cambridge Ave, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,201 sqft · built 1942
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Jun 2025)
Tax Bill$2,047 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN06-25-072-101-003

Property Details

APN / Parcel Number

Primary APN06-25-072-101-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,201 sqft Living Area
1st Floor Area911 sqft
2nd Floor Area290 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeRaised
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions135 ft deep x 50 ft wide
Garage TypeDetached
Garage Area437 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area380 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address410 CAMBRIDGE AVE
CityELYRIA
StateOH
Zip44035-6464
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAMBRIDGE ALLOT 50 X 135 S/L 3
Legal SubdivisionCAMBRIDGE ALLOTMENT
Legal Tract25
Legal Block101
Legal Lot Number3
JurisdictionLORAIN OH
Township / Civil DivisionELYRIA
Census Block Group2
Census Block2004
Census Tract71100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address410 CAMBRIDGE AVE, ELYRIA, OH 44035-6464
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2025 · Amount on Record
Deed SaleJun 6, 2025 · Amount on Record
Prior SaleAug 31, 2004
Deed Document Number2025-0055469
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address410 CAMBRIDGE AVE, ELYRIA, OH 44035-6464
Document Number0000775829
Instrument DateAug 21, 2020
Transaction TypeMortgage
Record UpdatedSep 7, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address410 CAMBRIDGE AVE ELYRIA OH 440356464, ELYRIA, OH 44035-6464

Mortgage

Document Number0000775829
DateAug 26, 2020
Instrument775829
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 25, 2050

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,047.00$43,480 (-0.01%) Land $7,790 Building $35,690$124,240 (-) Land $22,260 Building $101,980
2024$2,047.00 (+12.6%)$43,484 (+30.31%) Land $7,791 Building $35,693$124,240 (+30.31%) Land $22,260 Building $101,980
2023$1,818.00 (+0.39%)$33,369 (%) Land $7,980 Building $25,389$95,340 (-) Land $22,800 Building $72,540
2022$1,811.00$33,370 Land $7,980 Building $25,390
2021$95,340 Land $22,800 Building $72,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELYRIA WATER DEPARTMENT
serves 68,000 people · EPA ID OH4700411
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

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