406 Cambridge Ave, Elyria, OH 44035 Property Records

Lorain County property record for 406 Cambridge Ave, Elyria, OH 44035 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1950
Square Footage	1,203 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$190,000 (2025)
Tax Bill	$1,853.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-25-072-101-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,203 sqft Living Area
1st Floor	892 sqft 1st Floor
2nd Floor	208 sqft 2nd Floor
Stories	1 Stories
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1950
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	135 ft x 50 ft Depth x Width
Patio Area	36 sqft Patio
Porch	1 Porch
Porch Area	36 sqft Porch

Utilities and HVAC

Heating System	HVAC Heating

Location & Zoning

Street Address	406 CAMBRIDGE AVE
City	ELYRIA
State	OH
Zip	44035-6464
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE ALLOT 50 X 135
Legal Subdivision	CAMBRIDGE ALLOTMENT
Legal Tract	25
Legal Block	101
Legal Lot Number	2
Jurisdiction	LORAIN OH
Minor Civil Division	ELYRIA
Census Blockgroup	2
Census Block	2004
Census Tract	71100

Owner

Source: Lorain County records · APN 06-25-072-101-002

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	406 CAMBRIDGE AVE, ELYRIA, OH 44035-6464
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 24, 2025 · Amount on Record
Deed Sale	Sep 24, 2025 · Amount on Record
Prior Sale	Oct 29, 2010 · Amount on Record
Deed Doc Number	2025-0068924
Record Refreshed	Jun 08, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Sep 24, 2025
Property Address	406 CAMBRIDGE AVE, ELYRIA, OH 44035-6464
Document Number	0000068924
Map Reference	VOL 13 PG 43
Instrument Date	Sep 16, 2025
Instrument	2025-0068924
Transaction Type	Transfer
Record Updated	Oct 06, 2025
Title Company	MILLER HOME TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 CAMBRIDGE AVE, ELYRIA, OH 44035-6464

Mortgage

Document Number	0000069057
Date	Sep 24, 2025
Instrument	2025-0069057

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2055

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,853.00	$37,480 (-0.01%) Land $7,790 Building $29,690	$107,100 (-) Land $22,260 Building $84,840
2024	$1,853.00 (+7.73%)	$37,485 (+21.66%) Land $7,791 Building $29,694	$107,100 (+21.66%) Land $22,260 Building $84,840
2023	$1,720.00 (+0.35%)	$30,811 (+%) Land $7,980 Building $22,831	$88,030 (-) Land $22,800 Building $65,230
2022	$1,714.00	$30,810 Land $7,980 Building $22,830
2021			$88,030 Land $22,800 Building $65,230

Flood & Wildfire

406 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.