Lorain County property record for 403 Cambridge Ave, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,151 sqft Living Area |
| Lot Size | 8,276 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $103,000 (2001) |
| Tax Bill | $1,993.00 (2025) |
| Primary APN | 06-25-072-102-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,151 sqft Living Area |
| 1st Floor | 872 sqft 1st Floor |
| 2nd Floor | 186 sqft 2nd Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 8,276 sqft (0.189 acres) |
| Depth X Width | 135 ft x 63 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 280 sqft Garage |
| Deck Area | 252 sqft Deck |
|---|---|
| Patio Area | 252 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 26 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 403 CAMBRIDGE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6463 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CAMBRIDGE ALLOT FRNT 0062.76 DPTH 0135.00 |
| Legal Subdivision | CAMBRIDGE ALLOTMENT |
| Legal Tract | 25 |
| Legal Block | 102 |
| Legal Lot Number | 30 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 71100 |
Source: Lorain County records · APN 06-25-072-102-001
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 CAMBRIDGE AVE, ELYRIA, OH 44035-6463 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) DOLLAR BK |
| Jul 16, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MR COOPER |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2001 · Amount on Record |
| Deed Sale | Jun 29, 2001 · Amount on Record |
| Prior Sale | Oct 04, 1996 · Amount on Record |
| Deed Doc Number | 761364 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 403 CAMBRIDGE AVE, ELYRIA, OH 44035-6463 |
| Document Number | 0000799570 |
| Instrument Date | Jan 19, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 403 CAMBRIDGE AVE ELYRIA OH 440356463, ELYRIA, OH 44035-6463 |
| Document Number | 0000799570 |
|---|---|
| Date | Jan 22, 2021 |
| Instrument | 799570 |
| Name | DOLLAR BK |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 403 CAMBRIDGE AVE, ELYRIA, OH 44035-6463 |
| Document Number | 0000680745 |
| Instrument Date | Jul 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 06, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 403 CAMBRIDGE AVE ELYRIA OH 440356463, ELYRIA, OH 44035-6463 |
| Document Number | 0000680745 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 680745 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 22, 2038 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,993.00 | $42,330 (-) Land $8,800 Building $33,530 | $120,940 (-) Land $25,150 Building $95,790 |
| 2024 | $1,993.00 (+0.5%) | $42,330 (+16.3%) Land $8,803 Building $33,527 | $120,940 (+16.3%) Land $25,150 Building $95,790 |
| 2023 | $1,983.00 (+0.35%) | $36,397 (-0.01%) Land $9,016 Building $27,381 | $103,990 (-) Land $25,760 Building $78,230 |
| 2022 | $1,976.00 | $36,400 Land $9,020 Building $27,380 | |
| 2021 | $103,990 Land $25,760 Building $78,230 |
403 Cambridge Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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