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410 3rd St, Key Largo, FL 33037 Property Records

Monroe County property record for 410 3rd St, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,276 sqft · built 1973
Lot Size0.181 acres (7,894 sqft)
OwnerIndividual Name on Record
Last Sale$700,000 (Jul 2021)
Tax Bill$5,857 (2024)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00474740-000000

Property Details

APN / Parcel Number

Primary APN00474740-000000
Alternative APNs
  • 11613900474740000000
  • 1581852

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,276 sqft Living Area
1st Floor Area1,276 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2010
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Foundation TypePile
Roof TypeReinforced Concrete
Roof MaterialOther
Lot Area7,894 sqft (0.181 acres)
Garage Area616 sqft

Exterior Amenities

PorchEnclosed Porch
Porch Area660 sqft
Patio Area104 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1581852
Old Parcel Number11613900474740000000
Street Address410 3RD ST
CityKEY LARGO
StateFL
Zip33037-4834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 5 LT 6 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR552-610 OR1327-1729/31 OR1344-1842/43 OR1344-1852 OR1344-1853 OR1595-1173
Legal Range39E
Legal Township61S
Legal Section11
Legal SubdivisionLARGO SOUND VILLAGE
Legal Block5
Legal Lot Number6
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1038
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address410 3RD ST, KEY LARGO, FL 33037-4834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2021 · Amount on Record
Deed SaleJul 7, 2021 · Amount on Record
Prior SaleNov 4, 2014 · Amount on Record
Deed Document Number2328875
Deed Book / Page3110 / 1552
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJul 7, 2021
Property Address410 3RD ST, KEY LARGO, FL 33037-4834
Document Number0031101552
Book / Page3110 / 1552
Map ReferenceMB 4 PG 92
Instrument DateJul 6, 2021
Instrument2328875
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2500 SE 159TH LANE RD, 2500, SUMMERFIELD, FL 34491-8105

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 3RD ST, KEY LARGO, FL 33037-4834

Mortgage

Document Number31101554
DateJul 7, 2021
Instrument3110/1554
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$697,979 (+5.99%)$703,988 (-0.19%) Land $344,810 Building $359,178
2024$5,857.00 (+3.66%)
2023$5,650.00 (+6.04%) Homeowner's exemption$658,553 (+3%)$705,308 (+10.31%) Land $364,703 Building $340,605
2022$5,328.00 Homeowner's exemption$639,372 Land $298,393 Building $340,979$639,372 Land $298,393 Building $340,979

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 225 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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