409 3rd St, Key Largo, FL 33037 Property Records

Monroe County property record for 409 3rd St, Key Largo, FL 33037 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2021
Square Footage	2,487 sqft Living Area
Lot Size	6,000 sqft (0.138 acres)
Garage	Carport, 703 sqft
Last Sale	$18,000 (1998)
Tax Bill	$4,280.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00474620-000000`
Alternative APNs	`11613900474620000000` `1581739`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,487 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	6,000 sqft (0.138 acres)
Depth X Width	100 ft x 60 ft Depth x Width
Garage Type	Carport Garage
Garage Area	703 sqft Garage
Carport	Carport
Carport Area	703 sqft Carport
Porch	Open Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	1581739
Street Address	409 3RD ST
City	KEY LARGO
State	FL
Zip	33037-4828
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 4 LT 16 LARGO SOUND VILLAGE KEY LARGO OR445-379 OR584-249 OR773-317 OR796-2244 OR829-658 OR871-31 OR898-2417OR1512-1762 OR2834-1792F/J OR2879-1446/47
Legal Range	39E
Legal Township	61S
Legal Section	11
Legal Subdivision	LARGO SOUND VILLAGE
Legal Block	4
Legal Lot Number	16
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	1
Census Block	1036
Census Tract	972700

Owner

Source: Monroe County records · APN 00474620-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	409 3RD ST, KEY LARGO, FL 33037-4828
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 1998 · Amount on Record
Deed Sale	May 04, 1998 · Amount on Record
Prior Sale	Dec 01, 1983 · Amount on Record
Deed Book / Page	1512 / 1762
Last Transfer Date	Feb 25, 2025
Transfer Doc	0033201888
Record Refreshed	Jun 08, 2026

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Nov 16, 2017
Property Address	409 3RD ST, KEY LARGO, FL 33037-4828
Document Number	0028791446
Book / Page	002879 / 001446
Instrument Date	Nov 13, 2017
Instrument	2144016
Transaction Type	Transfer
Record Updated	Dec 01, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Document Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 2ND TER KEY LARGO FL 330374836, KEY LARGO, FL 33037-4836

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$492,180 (+5.99%)	$731,830 (+1.07%) Land $312,000 Building $419,830
2024	$4,280.00 (+4.16%)
2023	$4,109.00 (-15.03%) Homeowner's exemption	$464,379 (-30.49%)	$724,064 (+8.38%) Land $330,000 Building $394,064
2022	$4,836.00	$668,109 Land $270,000 Building $398,109	$668,109 Land $270,000 Building $398,109

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.