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401 3rd St, Key Largo, FL 33037 Property Records

Monroe County property record for 401 3rd St, Key Largo, FL 33037 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 912 sqft · built 1968
Lot Size0.138 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Oct 1987)
Tax Bill$2,623 (2024)
Deeds & MortgagesNov 2020 Transfer
Nov 2020 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN00474580-000000

Property Details

APN / Parcel Number

Primary APN00474580-000000
Alternative APNs
  • 11613900474580000000
  • 1581691

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft
FlooringConcrete/Cement
Interior WallsPlywood

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2002
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1581691
Street Address401 3RD ST
CityKEY LARGO
StateFL
Zip33037-4828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 4 LT 12 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR633-155 OR770-1832 OR891-2001 OR1028-703 OR1040-1848 OR2874-1588/90 OR3056-229 OR3058-324
Legal Range39E
Legal Township61S
Legal Section11
Legal SubdivisionLARGO SOUND VILLAGE
Legal Block4
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1036
Census Tract972700

Owner

Source: Monroe County records · APN 00474580-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address401 3RD ST, KEY LARGO, FL 33037-4828
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 10, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 12, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 01, 1987 · Amount on Record
Deed SaleOct 01, 1987 · Amount on Record
Prior SaleSep 01, 1983 · Amount on Record
Deed Book / Page1028 / 703
Last Transfer DateNov 16, 2020
Transfer Doc0030580324
Record UpdatedJun 08, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateNov 20, 2020
Property Address401 3RD ST, KEY LARGO, FL 33037-4828
Document Number0030580324
Book / Page003058 / 000324
Instrument DateNov 16, 2020
Instrument2291788
Transaction TypeTransfer
Record UpdatedDec 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 3RD ST KEY LARGO FL 330374828, KEY LARGO, FL 33037-4828

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateNov 10, 2020
Property Address401 3RD ST, KEY LARGO, FL 33037-4828
Document Number0030560229
Book / Page003056 / 000229
Instrument DateNov 06, 2020
Instrument2290380
Transaction TypeTransfer
Record UpdatedDec 07, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 3RD ST KEY LARGO FL 330374828, KEY LARGO, FL 33037-4828

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateOct 12, 2017
Property Address401 3RD ST, KEY LARGO, FL 33037-4828
Document Number0028741588
Book / Page002874 / 001588
Instrument DateOct 12, 2017
Instrument2139534
Transaction TypeTransfer
Record UpdatedNov 14, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 3RD ST KEY LARGO FL 330374828, KEY LARGO, FL 33037-4828

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$275,891 (+5.99%)$456,262 (-1.09%) Land $312,000 Building $144,262
2024$2,623.00 (+5.38%)
2023$2,489.00 (+5.07%) Homeowner's exemption$260,307 (+3%)$461,292 (+14.44%) Land $330,000 Building $131,292
2022$2,369.00 Homeowner's exemption$252,726$403,080 Land $270,000 Building $133,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879727001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 225 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
169 of 225 on primary residences
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023, rainfall accumulation
Flood Events
  • Hurricane Irma (Sep 2017), 28 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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