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41 Willow Cir, Cary, IL 60013 Property Records

McHenry County property record for 41 Willow Cir, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,574 sqft · built 1979
Lot Size0.077 acres (3,382 sqft)
OwnerIndividual Name on Record
Last Sale$205,500 (Aug 2021)
Deeds & MortgagesAug 2021 Sale & Mortgage
Oct 2017 Sale
Flood ZoneZone X (minimal risk)
APN19-12-106-020

Property Details

APN / Parcel Number

Primary APN19-12-106-020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,574 sqft
1st Floor Area548 sqft
2nd Floor Area1,026 sqft

Exterior

Year BuiltBuilt 1979
Exterior MaterialFrame Siding
Lot Area3,382 sqft (0.077 acres)

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address41 WILLOW CIR
CityCARY
StateIL
Zip60013-1557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0047163 LT 153 BRIGHT OAKS UNIT 3 PHASE 2
Legal Range08E
Legal Township43N
Legal Section12
Legal SubdivisionBRIGHT OAKS 03 PH 02
Legal Phase2
Legal Block106
Legal Lot Number153
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1027
Census Tract871304

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address41 WILLOW CIR, CARY, IL 60013-1557
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 18, 2017Grant Deed, Transfer
HERITAGE TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2021 · Amount on Record
Deed SaleAug 27, 2021 · Amount on Record
Prior SaleOct 18, 2017
Deed Document Number0000047163
Record UpdatedJun 7, 2026

August 2021: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateAug 27, 2021
Property Address41 WILLOW CIR, CARY, IL 60013-1557
Document Number0000047163
Map ReferenceDOC 742409
Instrument DateAug 19, 2021
Instrument2021R0047163
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$205.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address41 WILLOW CIR, CARY, IL 60013-1557

Mortgage

Document Number0000047164
DateAug 27, 2021
Instrument2021R0047164
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMCHENRY IL
Recording DateOct 18, 2017
Property Address41 WILLOW CIR, CARY, IL 60013-1557
Document Number0000038733
Instrument DateSep 20, 2017
Instrument38733
Transaction TypeTransfer
Record UpdatedJan 12, 2018
Title CompanyHERITAGE TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address41 WILLOW CIR CARY IL 600131557, CARY, IL 60013-1557

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$52,043 Land $10,431 Building $41,612$156,129 Land $31,293 Building $124,836

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2001–2013)
Claims Outside the SFHA4 of 4
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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