34 Willow Cir, Cary, IL 60013 Property Records

McHenry County property record for 34 Willow Cir, Cary, IL 60013

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1979
Lot Size	0.054 acres (2,388 sqft)
Owner	Individual Name on File
Last Sale	$137,500 (Mar 2019)
Deeds & Mortgages	Nov 2019 Transfer Mar 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-12-101-066`

Property Details

APN / Parcel Number

Primary APN	`19-12-101-066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,304 sqft
1st Floor Area	654 sqft
2nd Floor Area	650 sqft

Exterior

Year Built	Built 1979
Exterior Material	Ribbed Aluminum
Lot Area	2,388 sqft (0.054 acres)
Lot Dimensions	90 ft deep x 26 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	34 WILLOW CIR
City	CARY
State	IL
Zip	60013-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0037711 LT 162 BRIGHT OAKS UNIT 3 PHASE 2
Legal Range	08E
Legal Township	43N
Legal Section	12
Legal Subdivision	BRIGHT OAKS 02
Legal Phase	2
Legal Block	101
Legal Lot Number	162
Legal Unit	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1022
Census Tract	871304

Owner

34 Willow Cir is owned and occupied by an individual who acquired it in November 2019.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Mailing Address	34 WILLOW CIR, CARY, IL 60013-1557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 27, 2019	Deed, Transfer · FHA Mortgage AMERICAN PORTFOLIO MORTGAGE CORP
Jul 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2019 · Amount on File
Deed Sale	Mar 27, 2019 · Amount on File
Prior Sale	Mar 27, 2019 · Amount on File
Deed Document Number	0000008056
Last Transfer Date	Nov 5, 2019
Transfer Doc	0000037711
Record Updated	Jun 7, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 5, 2019
Property Address	34 WILLOW CIR, CARY, IL 60013-1557
Document Number	0000037711
Instrument Date	Oct 28, 2019
Instrument	37711
Transaction Type	Transfer
Record Updated	Nov 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 WILLOW CIR CARY IL 600131557, CARY, IL 60013-1557

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 27, 2019
Property Address	34 WILLOW CIR, CARY, IL 60013-1557
Document Number	0000008056
Map Reference	DOC 742409
Instrument Date	Mar 18, 2019
Instrument	2019R0008056
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 WILLOW CIR, CARY, IL 60013-1557

Mortgage

Document Number	0000008057
Date	Mar 27, 2019
Instrument	2019R0008057

Lender

Name	AMERICAN PORTFOLIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.62%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 25, 2017
Property Address	34 WILLOW CIR, CARY, IL 60013-1557
Document Number	0000027200
Instrument Date	Jul 21, 2017
Instrument	27200
Transaction Type	Transfer
Record Updated	Sep 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 WILLOW CIR CARY IL 600131557, CARY, IL 60013-1557

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Cary Village
Elementary School District	Cary Community Consolidated School District 26 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$46,702 Land $10,431 Building $36,271	$140,106 Land $31,293 Building $108,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 34 Willow Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (2001–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 34 Willow Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARY serves 17,826 people · EPA ID IL1110100
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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