40 Willow Cir, Cary, IL 60013 Property Records

McHenry County property record for 40 Willow Cir, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,574 sqft · built 1979
Lot Size0.067 acres (2,945 sqft)
OwnerOwner Name on File
Flood ZoneZone X (minimal risk)
APN19-12-101-064

Property Details

APN / Parcel Number

Primary APN19-12-101-064

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,574 sqft
1st Floor Area548 sqft
2nd Floor Area1,026 sqft

Exterior

Year BuiltBuilt 1979
Exterior MaterialFrame Siding
Lot Area2,945 sqft (0.067 acres)
Lot Dimensions95 ft deep x 31 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address40 WILLOW CIR
CityCARY
StateIL
Zip60013-1557
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2004R0081308 LT 160 BRIGHT OAKS UNIT 3 PHASE 2
Legal Range08E
Legal Township43N
Legal Section12
Legal SubdivisionBRIGHT OAKS 03 PH 02
Legal Phase2
Legal Block101
Legal Lot Number160
Legal Unit3
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group1
Census Block1022
Census Tract871304

Owner

The current owner of 40 Willow Cir acquired it in September 2004.

Source: McHenry County records, as of May 13, 2024

Owner of RecordOwner Name on File
Mailing Address40 WILLOW CIR, CARY, IL 60013-1557
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 9, 2004
Transfer Doc0000081308
Record UpdatedJun 7, 2026

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
MunicipalityCary Village
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$52,043 Land $10,431 Building $41,612$156,129 Land $31,293 Building $124,836

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 Willow Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2001–2013)
Claims Outside the SFHA4 of 4
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 40 Willow Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARY
serves 17,826 people · EPA ID IL1110100
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Willow Cir

Nearby Streets

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