Monmouth County and Howell Township property record for 41 Willow Ave, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,200 sqft · built 1949 |
| Lot Size | 0.267 acres (11,626 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Nov 2025) |
| Tax Bill | $7,359 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00029-0000-00003 |
| Primary APN | 21-00029-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 750 sqft |
| Basement Area | 750 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,626 sqft (0.267 acres) |
| Lot Dimensions | 155 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 007970 |
|---|---|
| Street Address | 41 WILLOW AVE |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2504 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ARE3 |
| Legal Block | 29 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 811200 |
41 Willow Ave is owned and occupied by two individuals who bought it in November 2025.
Source: Monmouth County and Howell Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 41 WILLOW AVE, HOWELL, NJ 07731-2504 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 10, 2021 | Deed, Transfer · Conventional Mortgage FM HOME LOANS LLC |
| Oct 5, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JOSEPH GREENFELD |
| Oct 16, 2018 | Grant Deed, Transfer MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Dec 14, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2025 · Amount on File |
| Deed Sale | Nov 12, 2025 · Amount on File |
| Prior Sale | Oct 16, 2018 · Amount on File |
| Deed Document Number | 202590426 |
| Deed Book / Page | 9765 / 3467 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 12, 2025 |
| Property Address | 41 WILLOW AVE, HOWELL, NJ 07731-2504 |
| Document Number | 0097653467 |
| Book / Page | 9765 / 3467 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 2025090426 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2025 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,503.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1433 TOWERS ST, LAKEWOOD, NJ 08701-5448 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 41 WILLOW AVE, HOWELL, NJ 07731-2504 |
| Document Number | 2025090427 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 2025090427 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 10, 2021 |
| Property Address | 41 WILLOW AVE, HOWELL, NJ 07731-2504 |
| Document Number | 0095097542 |
| Book / Page | 9509 / 7542 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021075830 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | MADISON TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1433 TOWERS ST, 1433, LAKEWOOD, NJ 08701-5448 |
| Name | Verified Name |
|---|---|
| Address | 1433 TOWERS ST, LAKEWOOD, NJ 08701-5448 |
| Document Number | 2021075831 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 2021075831 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 6.75% |
| Index | Other |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 41 WILLOW AVE, HOWELL, NJ 07731-2504 |
| Document Number | 0000105099 |
| Instrument Date | Oct 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2018 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1433 TOWERS ST LAKEWOOD NJ 087015448, LAKEWOOD, NJ 08701-5448 |
| Document Number | 0000105099 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 009318/002331 |
| Instrument | 105099 |
| Name | JOSEPH GREENFELD |
|---|---|
| Address | 1537 40TH ST, BROOKLYN, NY 11218-4415 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 9% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 16, 2018 |
| Property Address | 41 WILLOW AVE, HOWELL, NJ 07731-2504 |
| Document Number | 0000101597 |
| Book / Page | 009316 / 006392 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 101597 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2018 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 41 WILLOW AVE HOWELL NJ 077312504, HOWELL, NJ 07731-2504 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 14, 2017 |
| Property Address | 41 WILLOW AVE, HOWELL, NJ 07731-2504 |
| Document Number | 0000121244 |
| Book / Page | 009263 / 003260 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 121244 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 5, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 6011 CONNECTION DR IRVING TX 750392607, IRVING, TX 75039-2607 |
The 2025 property tax bill for 41 Willow Ave was $7,359, up 3.7% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $499,500 (+16.81%) Land $296,700 Building $202,800 | $499,500 (+16.81%) Land $296,700 Building $202,800 | |
| 2025 | $7,359.00 (+3.71%) | $427,600 Land $226,700 Building $200,900 | $427,600 Land $226,700 Building $200,900 |
| 2024 | $7,096.00 | ||
| 2023 | $335,300 Land $181,900 Building $153,400 | $335,300 Land $181,900 Building $153,400 | |
| 2022 | $6,031.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 41 Willow Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2012–2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 41 Willow Ave is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 71% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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