Worcester County and Oxford Town property record for 41 Whiting Rd, Oxford, MA 01540
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,816 sqft · built 1982 |
| Lot Size | 4.57 acres (199,069 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,627 (2026) |
| Deeds & Mortgages | Apr 2019 Mortgage Dec 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | OXFO M:48 B:A02 |
| Primary APN | OXFO M:48 B:A02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,816 sqft Living Area |
| Gross Area | 5,056 sqft |
| 1st Floor Area | 1,496 sqft |
| Basement Area | 1,568 sqft |
| Unfinished Basement | 1,568 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 199,069 sqft (4.57 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 48A02 |
|---|---|
| Street Address | 41 WHITING RD |
| City | OXFORD |
| State | MA |
| Zip | 01540-2035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R2 |
| Legal Block | A02 |
| Jurisdiction | OXFORD MA |
| Township / Civil Division | OXFORD |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 753100 |
Source: Worcester County and Oxford Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 41 WHITING RD, OXFORD, MA 01540-2035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2019 | Deed of Trust, Mortgage · Balloon Mortgage HOMETOWN BANK |
| Dec 23, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMETOWN BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 41 WHITING RD, OXFORD, MA 01540-2035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 60298-299 |
|---|---|
| Date | Apr 22, 2019 |
| Book Page | 60298/299 |
| Instrument | 34793 |
| Name | HOMETOWN BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OXFORD MA |
| Property Address | 41 WHITING RD, OXFORD, MA 01540-2035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 64058-316 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 64058/316 |
| Instrument | 160772 |
| Name | HOMETOWN BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Oxford Town |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,627.00 | $705,400 (+26.55%) Land $53,700 Building $651,700 | $689,760 (-16.32%) |
| 2025 | $557,400 (+7.44%) Land $51,700 Building $505,700 | $824,315 | |
| 2024 | $6,993.00 (+10.7%) | $518,800 (+12.03%) Land $51,700 Building $467,100 | |
| 2023 | $6,317.00 | $463,100 Land $49,500 Building $413,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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