34 Whiting Rd, Oxford, MA 01540 Property Records

Worcester County and Oxford Town property record for 34 Whiting Rd, Oxford, MA 01540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,164 sqft · built 1973
Lot Size	0.998 acres (43,485 sqft)
Owner	Individual Name on Record
Last Sale	$268,000 (Mar 2006)
Tax Bill	$5,108 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`OXFO M:48 B:B04`

Property Details

APN / Parcel Number

Primary APN	`OXFO M:48 B:B04`
Alternative APN	`48B04`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,164 sqft Living Area
Gross Area	3,235 sqft
1st Floor Area	1,130 sqft
Basement Area	1,311 sqft
Unfinished Basement	874 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,485 sqft (0.998 acres)
Garage Type	Carport
Carport	Carport

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	48B04
Street Address	34 WHITING RD
City	OXFORD
State	MA
Zip	01540-2030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	B04
Jurisdiction	OXFORD MA
Township / Civil Division	OXFORD
Census Block Group	3
Census Block	3029
Census Tract	753100

Owner

Source: Worcester County and Oxford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	34 WHITING RD, OXFORD, MA 01540-2030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER FIRST FEDERAL CREDIT UNION
Mar 12, 2021	Quit Claim Deed, Transfer Quitclaim
Mar 19, 2019	Deed of Trust, Mortgage · FHA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2006 · Amount on Record
Deed Sale	Mar 31, 2006 · Amount on Record
Prior Sale	Sep 15, 1995 · Amount on Record
Deed Document Number	200645760
Deed Book / Page	38672 / 94
Last Transfer Date	Mar 8, 2021
Transfer Doc	64670-392
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	34 WHITING RD, OXFORD, MA 01540-2030
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00064671-1
Date	Mar 12, 2021
Book Page	64671/1
Instrument	34748

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	34 WHITING RD, OXFORD, MA 01540-2030
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068651-69
Date	Dec 27, 2022
Book Page	68651/69
Instrument	135541

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2038

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OXFORD MA
Recording Date	Mar 12, 2021
Property Address	34 WHITING RD, OXFORD, MA 01540-2030
Document Number	64670-392
Book / Page	64670 / 392
Instrument Date	Mar 8, 2021
Instrument	34747
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	34 WHITING RD, OXFORD, MA 01540-2030

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OXFORD MA
Property Address	34 WHITING RD, OXFORD, MA 01540-2030
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60163-239
Date	Mar 19, 2019
Book Page	60163/239
Instrument	23656

Lender

Name	DITECH FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Worcester County and Oxford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Oxford Town
Unified School District	Oxford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,108.00 (+9,359.26%)	$417,700 (-2.47%) Land $113,400 Building $304,300	$436,599 (+1.23%)
2025	$54.00 (-98.96%)	$428,300 (+11.51%) Land $108,700 Building $319,600	$431,300
2024	$5,178.00	$384,100 (+1.19%) Land $103,700 Building $280,400
2023	$5,178.00	$379,600 Land $99,200 Building $280,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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